710 Smith St, Clarence, IA 52216 Property Records

Cedar County property record for 710 Smith St, Clarence, IA 52216

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,640 sqft · built 1953
Lot Size	0.471 acres (20,517 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Nov 2021)
Tax Bill	$2,922 (2024)
Deeds & Mortgages	Jan 2026 Second Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039003261040080`

Property Details

APN / Parcel Number

Primary APN	`039003261040080`
Alternative APN	`39003900326104008000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
Basement Area	1,460 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,517 sqft (0.471 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	87 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	39003900326104008000
Street Address	710 SMITH ST
City	CLARENCE
State	IA
Zip	52216-4700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L1 & N 1/2 L2 BLK 4 GILBERTS ADD
Legal Subdivision	GILBERTS ADD
Legal Block	4
Legal Lot Number	1
Jurisdiction	CEDAR IA
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2023
Census Tract	450100

Owner

Source: Cedar County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	710 SMITH ST, CLARENCE, IA 52216-4700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST TRUST & SAVINGS BANK
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Jun 6, 2008	Legal Action/Court Order, Foreclosure · Conventional Mortgage COMMUNITY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Jun 6, 2008 · Amount on Record
Deed Document Number	2021 4467
Deed Book / Page	1621 / 318
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	710 SMITH ST, CLARENCE, IA 52216-4700
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001802/330
Date	Jan 5, 2026
Book Page	1802/330
Instrument	2026 25

Lender

Name	FIRST TRUST & SAVINGS BANK
Type	Bank
Address	WHEATLAND, IA 52777

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 31, 2030

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Nov 22, 2021
Property Address	710 SMITH ST, CLARENCE, IA 52216-4700
Document Number	001621/318
Book / Page	1621 / 318
Instrument Date	Nov 15, 2021
Instrument	2021 4467
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	710 SMITH ST, CLARENCE, IA 52216-4700

Mortgage

Document Number	0020214468
Date	Nov 22, 2021
Instrument	2021 4468

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

June 2008: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CEDAR IA
Recording Date	Jun 6, 2008
Property Address	710 SMITH ST, CLARENCE, IA 52216-4700
Document Number	0000900/66
Book / Page	900 / 66
Instrument Date	May 1, 2008
Instrument	2008 2016
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.80
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 SMITH ST, CLARENCE, IA 52216-4700

Mortgage

Document Number	0020082017
Date	Jun 6, 2008
Instrument	2008 2017

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 6, 2013

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Clarence City
Unified School District	North Cedar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$203,320 (+8.41%) Land $21,860 Building $181,460	$203,320 (+8.41%) Land $21,860 Building $181,460
2024	$2,922.00 (+25.09%)
2023		$187,540 (+39.02%) Land $21,860 Building $165,680	$187,540 (+39.02%) Land $21,860 Building $165,680
2022	$2,336.00	$134,900 Land $19,130 Building $115,770
2021			$134,900 Land $19,130 Building $115,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARENCE WATER SUPPLY serves 1,039 people · EPA ID IA1630028
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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