802 S Ridge Rd, Troy, MO 63379 Property Records

Lincoln County property record for 802 S Ridge Rd, Troy, MO 63379

Property Summary

Property Type	Mobile Home
Details	3 bd · 1.5 ba · 1,216 sqft · built 1996
Lot Size	8.06 acres (351,094 sqft)
Owner	2 Individual Names on File
Last Sale	$85,900 (Feb 2017)
Tax Bill	$350 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-80-27-000-000-025.006`

Property Details

APN / Parcel Number

Primary APN	`14-80-27-000-000-025.006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
Flooring	Combination, Other

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Metal
Lot Area	351,094 sqft (8.06 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	802 S RIDGE RD
City	TROY
State	MO
Zip	63379-6353
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	8.060 AC BEG 320 N OF & 20 E OF SW COR SE1/4, E250,NE113,E324,N514,W655,S532 TO POB
Legal Range	01E
Legal Township	49N
Legal Section	30
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3012
Census Tract	810310

Owner

802 S Ridge Rd, a mobile home, is owned and occupied by two individuals who bought it in February 2017.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	802 S RIDGE RD, TROY, MO 63379-6353
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE
Feb 24, 2017	Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2017 · Amount on File
Deed Sale	Feb 24, 2017 · Amount on File
Deed Document Number	20171584
Deed Book / Page	2408 / 163
Prior Transfer Date	Feb 15, 2017
Prior Transfer Doc	2408/0163
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	802 S RIDGE RD, TROY, MO 63379-6353
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 S RIDGE RD, TROY, MO 63379-6353

Mortgage

Document Number	002494/548
Date	Oct 10, 2023
Book Page	2494/548
Instrument	2023007787

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Feb 24, 2017
Property Address	802 S RIDGE RD, TROY, MO 63379-6353
Document Number	2408/0163
Book / Page	2408 / 0163
Instrument Date	Feb 15, 2017
Instrument	2017001584
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 S RIDGE RD, TROY, MO 63379-6353

Mortgage

Document Number	2017001585
Date	Feb 24, 2017
Instrument	2017001585

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 802 S Ridge Rd was $350.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,935 (-) Land $3,773 Building $2,162
2025	$350.00	$5,935 Land $3,773 Building $2,162	$31,240 Land $19,860 Building $11,380
2023	$581.00 (+0.52%)	$9,578 Land $3,583 Building $5,995	$50,410 Land $18,860 Building $31,550
2022	$578.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 802 S Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 802 S Ridge Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Systec Wireless Communications, Wisper ISP.

Nearby Properties on S Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures