Lincoln County property record for 643 S Ridge Rd, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,838 sqft · built 1880 |
| Lot Size | 3.01 acres (131,116 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,159 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-80-27-000-000-016.001 |
| Primary APN | 14-80-27-000-000-016.001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,838 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 131,116 sqft (3.01 acres) |
| Garage Area | 576 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 643 S RIDGE RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-6354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.01 AC IN THE NESW FRAC SEC 27 & PT WITHIN U.S.SURVEY 3035 |
| Legal Range | 01E |
| Legal Township | 49N |
| Legal Section | 30 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 810310 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 643 S RIDGE RD, TROY, MO 63379-6354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,526 (-) Land $3,287 Building $16,239 | ||
| 2025 | $1,159.00 (+7.51%) | $19,526 (+9.48%) Land $3,287 Building $16,239 | $102,770 (+9.48%) Land $17,300 Building $85,470 |
| 2023 | $1,078.00 (+4.97%) | $17,835 Land $3,097 Building $14,738 | $93,870 Land $16,300 Building $77,570 |
| 2022 | $1,027.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum, Systec Wireless Communications, Wisper ISP.
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