802 Rutledge Rd, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 802 Rutledge Rd, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1956
Lot Size	0.271 acres (11,805 sqft)
Owner	Individual Name on Record
Last Sale	$146,000 (Aug 2017)
Tax Bill	$2,236 (2025)
Deeds & Mortgages	Sep 2021 Refinance Feb 2008 Mortgage + 3 more
APN	`0271003000010`

Property Details

APN / Parcel Number

Primary APN	`0271003000010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,805 sqft (0.271 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	802 RUTLEDGE RD
City	CHESAPEAKE
State	VA
Zip	23320-6022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	1 MINNIX PLAT
Legal Subdivision	BELVIN HEIGHTS/SEABOARD ESTATES/MINNIX
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1015
Census Tract	20905

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	802 RUTLEDGE RD, CHESAPEAKE, VA 23320-6022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Feb 22, 2008	Deed of Trust, Mortgage · Conventional Mortgage UNITED CAPITAL MORTGAGE
Oct 29, 2013	Deed of Trust, Mortgage · Conventional Mortgage GREEN TREE SERVICING LLC
Aug 1, 2017	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE LLC
Aug 1, 2017	Special Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2017 · Amount on Record
Deed Sale	Aug 1, 2017 · Amount on Record
Prior Sale	Oct 14, 2016 · Amount on Record
Deed Document Number	201720757
Deed Book / Page	9816 / 724
Prior Transfer Date	Aug 9, 2016
Prior Transfer Doc	009709/632
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	802 RUTLEDGE RD, CHESAPEAKE, VA 23320-6022
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10442/1681
Date	Sep 10, 2021
Book Page	10442/1681
Instrument	210041418

Lender

Name	CROSSCOUNTRY MORTGAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	802 RUTLEDGE RD, CHESAPEAKE, VA 23320-6022
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007389/592
Date	Feb 22, 2008
Book Page	7389/592

Lender

Name	UNITED CAPITAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2038

Interest

Rate Type	Fixed Rate

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	802 RUTLEDGE RD, CHESAPEAKE, VA 23320-6022
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009250/549
Date	Oct 29, 2013
Book Page	9250/549

Lender

Name	GREEN TREE SERVICING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2043

Interest

Rate Type	Fixed Rate
Rate	4.99%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	802 RUTLEDGE RD, CHESAPEAKE, VA 23320-6022
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009816/974
Date	Aug 1, 2017
Book Page	9816/974
Instrument	170020782

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

August 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 1, 2017
Property Address	802 RUTLEDGE RD, CHESAPEAKE, VA 23320-6022
Document Number	009816/724
Book / Page	9816 / 724
Instrument Date	Jul 28, 2017
Instrument	170020757
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	FIRST TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 RUTLEDGE RD, CHESAPEAKE, VA 23320-6022

Mortgage

Document Number	009816/974
Date	Aug 1, 2017
Book Page	9816/974
Instrument	170020782

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,400 (+4.07%) Land $125,000 Building $105,400	$230,400 (+4.07%) Land $125,000 Building $105,400
2025	$2,236.00 (+11.3%)	$221,400 (+21.85%) Land $115,000 Building $106,400	$221,400 (+21.85%) Land $115,000 Building $106,400
2024	$2,009.00 (+30.71%)
2023		$181,700 (+13.14%) Land $95,000 Building $86,700	$181,700 (+13.14%) Land $95,000 Building $86,700
2022		$160,600 Land $85,000 Building $75,600	$160,600 Land $85,000 Building $75,600
2019	$1,537.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1999)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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