Chesapeake City property record for 809 Rutledge Rd, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1956 |
| Lot Size | 0.206 acres (8,973 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (May 2021) |
| Tax Bill | $2,067 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit May 2021 Refinance |
| APN | 0271003000190 |
| Primary APN | 0271003000190 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,973 sqft (0.206 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 40 sqft |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 809 RUTLEDGE RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-6021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8S: RESID |
| Legal Description | 19 MINNIX PLAT |
| Legal Subdivision | BELVIN HEIGHTS/SEABOARD ESTATES/MINNIX |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20905 |
Source: Chesapeake City records · APN 0271003000190
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 809 RUTLEDGE RD, CHESAPEAKE, VA 23320-6021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 03, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| May 03, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 03, 2021 · Amount on Record |
| Deed Sale | May 03, 2021 · Amount on Record |
| Prior Sale | Jul 01, 2011 · Amount on Record |
| Deed Document Number | 202120361 |
| Deed Book / Page | 10364 / 271 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 809 RUTLEDGE RD, CHESAPEAKE, VA 23320-6021 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 10658/1038 |
|---|---|
| Date | May 03, 2023 |
| Book Page | 10658/1038 |
| Instrument | 230008901 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 01, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 809 RUTLEDGE RD, CHESAPEAKE, VA 23320-6021 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010364/274 |
|---|---|
| Date | May 03, 2021 |
| Book Page | 10364/274 |
| Instrument | 210020362 |
| Name | CAPITAL CENTER LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,067.00 (+43.54%) | $204,700 (+21.77%) Land $115,000 Building $89,700 | $204,700 (+21.77%) Land $115,000 Building $89,700 |
| 2023 | $168,100 (+12.67%) Land $95,000 Building $73,100 | $168,100 (+12.67%) Land $95,000 Building $73,100 | |
| 2022 | $149,200 Land $85,000 Building $64,200 | $149,200 Land $85,000 Building $64,200 | |
| 2019 | $1,440.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1999) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 1999 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA.
Based on FCC filings for 277 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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