802 Locust Ave, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 802 Locust Ave, Schenectady, NY 12307

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,186 sqft · built 1900
Lot Size0.075 acres (3,267 sqft)
OwnerIndividual Name on Record
Last Sale$44,000 (Apr 2000)
Tax Bill$6,294 (2026)
Deeds & MortgagesApr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN421500 49.26-1-6

Property Details

APN / Parcel Number

Primary APN421500 49.26-1-6
Alternative APN
  • 150004902600010060000000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,186 sqft Total Area
1st Floor Area921 sqft
2nd Floor Area921 sqft
AtticAttic
Attic Area344 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area3,267 sqft (0.075 acres)
Lot Dimensions99 ft deep x 33 ft wide
PorchSlab
Porch Area169 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address802 LOCUST AVE
CitySCHENECTADY
StateNY
Zip12307-1012
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD
Legal Block1
Legal Lot Number6.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4001
Census Tract20800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Vale Cemetery and Vale Park
listed 2004 · 6 contributing resources · NRIS 04001053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address802 LOCUST AVE, SCHENECTADY, NY 12307-1012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2000 · Amount on Record
Deed SaleApr 26, 2000 · Amount on Record
Prior SaleMar 11, 1999 · Amount on Record
Deed Book / Page1577 / 93
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address802 LOCUST AVE, SCHENECTADY, NY 12307-1012
Document Number0000012455
Instrument DateApr 1, 2020
Transaction TypeMortgage
Record UpdatedJun 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address802 LOCUST AVE SCHENECTADY NY 123071012, SCHENECTADY, NY 12307-1012

Mortgage

Document Number0000012455
DateApr 21, 2020
Book Page004983/000448
Instrument12455
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 20, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,294.00 (+4.19%) Homeowner's exemption
2025$6,041.00 (+9.92%)$116,000 (-) Land $10,900 Building $105,100$192,085 (+30.82%) Land $18,049 Building $174,036
2023$116,000 (-) Land $10,900 Building $105,100$146,835 (+3.8%) Land $13,797 Building $133,038
2022$116,000 Land $10,900 Building $105,100$141,463 Land $13,293 Building $128,170
2021$5,496.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: Massivemesh Networks.

Nearby Properties on Locust Ave

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