802 Larch St, Sandpoint, ID 83864 Property Records

Bonner County property record for 802 Larch St, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,690 sqft · built 1919
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,597 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RPS0373000001FA`

Property Details

APN / Parcel Number

Primary APN	`RPS0373000001FA`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,690 sqft Finished Area
1st Floor Area	1,690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 2000
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,797 sqft (0.179 acres)
Garage Type	Built-in
Pole Barn	1,344 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	802 LARCH ST
City	SANDPOINT
State	ID
Zip	83864-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-57N-2W REEDS ADD TAX 4 OF LOT 1 & W 60FT OF S 20FT OF REEDS ADD REPLAT
Legal Range	02W
Legal Township	57N
Legal Section	15
Legal Subdivision	REEDS ADD
Legal Lot Number	1
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1019
Census Tract	950300

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	802 LARCH ST, SANDPOINT, ID 83864-1933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jan 3, 2024	Deed of Trust, Mortgage · ARM HORIZON CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Recording Date	Apr 29, 2026
Property Address	802 LARCH ST, SANDPOINT, ID 83864-1933
Document Number	0001061109
Instrument Date	Apr 24, 2026
Instrument	20261061109
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 LARCH ST, SANDPOINT, ID 83864-1933

Mortgage

Document Number	0001061109,
Date	Apr 29, 2026
Instrument	20261061109

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	802 LARCH ST, SANDPOINT, ID 83864-1933
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001029205
Date	Jan 3, 2024
Instrument	1029205

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	ARM
Amount	Amount Recorded
Term	300 Months
Due	Jan 2, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	10 Years
Index	FHLBNY's 5-Year Index

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,597.00 (+10.46%) Homeowner's exemption	$511,006 (-) Land $182,206 Building $328,800	$511,006 (-) Land $182,206 Building $328,800
2025	$2,351.00 (+14.91%) Homeowner's exemption	$511,006 (+5.62%) Land $182,206 Building $328,800	$511,006 (+5.62%) Land $182,206 Building $328,800
2023	$2,046.00 Homeowner's exemption	$483,802 Land $182,206 Building $301,596	$483,802 Land $182,206 Building $301,596

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.6% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Kaniksu Internet, T-Mobile.

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