802 Franklin Ave, Westminster, MD 21157 Property Records

Carroll County property record for 802 Franklin Ave, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,295 sqft · built 1964
Lot Size	0.327 acres (14,250 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (Aug 2022)
Tax Bill	$4,551 (2026)
Deeds & Mortgages	May 2026 Line of Credit Aug 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`07-006020`

Property Details

APN / Parcel Number

Primary APN	`07-006020`
Alternative APNs	`7006020` `006020`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,295 sqft Total Area
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	14,250 sqft (0.327 acres)
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	410 sqft
Patio Area	378 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	006020
Street Address	802 FRANKLIN AVE
City	WESTMINSTER
State	MD
Zip	21157-5917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 85 - 14250 SF 802 FRANKLIN AVE 5-9 SC FAIRFIELD
Legal Subdivision	FAIRFIELD DEV SEC C
Legal Lot Number	85
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1019
Census Tract	507802

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1418 BALTIMORE ST, 12, HANOVER, PA 17331-8592
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS AND NTHRN BANK
Aug 26, 2022	Deed, Transfer · Stand-Alone First Mortgage TRADITIONS BANK
Mar 17, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 9, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 27, 2019	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Feb 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 8, 2017	Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Feb 8, 2017 · Amount on Record
Deed Book / Page	10867 / 75
Transfer Doc	0000002045
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	May 7, 2026
Property Address	802 FRANKLIN AVE, WESTMINSTER, MD 21157-5917
Document Number	1175000037
Book / Page	11758 / 37
Instrument Date	Apr 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	27 YARA WAY, HANOVER, PA 17331-8477

Mortgage

Document Number	1175000037,
Date	May 7, 2026
Book Page	11758/37

Lender

Name	CITIZENS AND NTHRN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 26, 2022
Property Address	802 FRANKLIN AVE, WESTMINSTER, MD 21157-5917
Document Number	0108670075
Book / Page	10867 / 75
Map Reference	MB 5 PG 9
Instrument Date	Aug 5, 2022
Transaction Type	Transfer
Record Updated	Sep 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 YARA WAY, HANOVER, PA 17331-8477

Mortgage

Document Number	0108670082
Date	Aug 26, 2022
Instrument	10867-0082

Lender

Name	TRADITIONS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	802 FRANKLIN AVE, WESTMINSTER, MD 21157-5917
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101680407
Date	Mar 17, 2021
Book Page	10168/407

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	802 FRANKLIN AVE, WESTMINSTER, MD 21157-5917
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088600196
Date	Nov 9, 2017
Book Page	8860/0196
Instrument	8860-0196

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Apr 1, 2047

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	802 FRANKLIN AVE, WESTMINSTER, MD 21157-5917
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LIBERTY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092300337
Date	Feb 27, 2019
Book Page	9230/0337

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	802 FRANKLIN AVE, WESTMINSTER, MD 21157-5917
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095740275
Date	Feb 21, 2020
Book Page	9574/0275

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 8, 2017
Property Address	802 FRANKLIN AVE, WESTMINSTER, MD 21157-5917
Document Number	0086060204
Book / Page	8606 / 0204
Map Reference	MB5 PG9
Instrument Date	Feb 3, 2017
Instrument	8606-0204
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	LIBERTY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	802 FRANKLIN AVE, WESTMINSTER, MD 21157-5917

Mortgage

Document Number	86060209
Date	Feb 8, 2017
Instrument	8606-0209

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,551.00 (+6.61%)	$406,400 (+6.6%) Land $93,600 Building $312,800	$406,400 (-) Land $93,600 Building $312,800
2025	$4,269.00 (+14.17%)	$381,233 (+15.21%)	$406,400 (+22.82%) Land $93,600 Building $312,800
2023	$3,739.00	$330,900 Land $93,600 Building $237,300	$330,900 Land $93,600 Building $237,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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