718 Franklin Ave, Westminster, MD 21157 Property Records

Carroll County property record for 718 Franklin Ave, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,080 sqft · built 1976
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Dec 2025)
Tax Bill	$3,681 (2026)
Deeds & Mortgages	Feb 2025 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-034377`

Property Details

APN / Parcel Number

Primary APN	`07-034377`
Alternative APNs	`7034377` `034377`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,080 sqft Total Area
Basement Area	756 sqft
Finished Basement	756 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Porch	Slab
Porch Area	160 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	034377
Street Address	718 FRANKLIN AVE
City	WESTMINSTER
State	MD
Zip	21157-5915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 87 - 13503 SF (0 718 FRANKLIN AVE 5-9 FAIRFIELD SC C
Legal Subdivision	FAIRFIELD
Legal Lot Number	87
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1019
Census Tract	507802

Owner

718 Franklin Ave is owned and occupied by an individual who bought it in December 2025.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	718 FRANKLIN AVE, WESTMINSTER, MD 21157-5915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Dec 12, 2025	Deed, Transfer · Conventional Mortgage BURKE AND HERBERT BANK AND TRUST CO
Jun 7, 2019	Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2025 · Amount on File
Deed Sale	Dec 12, 2025 · Amount on File
Prior Sale	Jun 7, 2019 · Amount on File
Deed Book / Page	11644 / 243
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	718 FRANKLIN AVE, WESTMINSTER, MD 21157-5915
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 FRANKLIN AVE, WESTMINSTER, MD 21157-5915

Mortgage

Document Number	0114130246
Date	Feb 4, 2025
Book Page	11413/246

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	292 Months
Due	Jun 1, 2049

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Dec 12, 2025
Property Address	718 FRANKLIN AVE, WESTMINSTER, MD 21157-5915
Document Number	0116440243
Book / Page	11644 / 243
Map Reference	MB 5 PG 9
Instrument Date	Dec 3, 2025
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	LEGACY SETTLEMENT SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	718 FRANKLIN AVE, WESTMINSTER, MD 21157-5915

Mortgage

Document Number	0011644250
Date	Dec 12, 2025
Instrument	11644/250

Lender

Name	BURKE AND HERBERT BANK AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0116440270
Date	Dec 12, 2025
Book Page	11644/270

Lender

Name	BURKE AND HERBERT BANK AND TRUST CO
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 7, 2019
Property Address	718 FRANKLIN AVE, WESTMINSTER, MD 21157-5915
Document Number	0093110154
Book / Page	9311 / 0154
Map Reference	MB 5 PG 9
Instrument Date	May 24, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	718 FRANKLIN AVE, WESTMINSTER, MD 21157-5915

Mortgage

Document Number	0009311163
Date	Jun 7, 2019
Instrument	9311/163

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 718 Franklin Ave was $3,681, up 4% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,681.00 (+4.01%)	$328,700 (+4%) Land $92,900 Building $235,800	$328,700 (-) Land $92,900 Building $235,800
2025	$3,539.00	$316,067	$328,700 Land $92,900 Building $235,800
2023	$3,286.00	$290,800 Land $92,900 Building $197,900	$290,800 Land $92,900 Building $197,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 718 Franklin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 718 Franklin Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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