802 E Prospect St, Girard, OH 44420 Property Records

Trumbull County property record for 802 E Prospect St, Girard, OH 44420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1959
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$164,900 (Apr 2023)
Tax Bill	$1,800 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-266810`

Property Details

APN / Parcel Number

Primary APN	`14-266810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	2,592 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	122 ft deep x 90 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Patio Area	150 sqft
Shed	1 Shed
Shed Area	100 sqft
Canopy	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	802 E PROSPECT ST
City	GIRARD
State	OH
Zip	44420-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6&7 90F GOLF COURSE 2 ALL . W PT PROSPECT ST GIRARD CITY
Legal Subdivision	GOLF COURSE SUBDIVISION 2
Legal Lot Number	6
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3001
Census Tract	932200

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	802 E PROSPECT ST, GIRARD, OH 44420-2332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Warranty Deed, Transfer · VA Mortgage USAA FSB
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEVEN SEVENTEEN CU
Mar 29, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Oct 13, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2023 · Amount on Record
Deed Sale	Apr 21, 2023 · Amount on Record
Prior Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	20236179
Prior Transfer Date	Dec 7, 2005
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Apr 21, 2023
Property Address	802 E PROSPECT ST, GIRARD, OH 44420-2332
Document Number	0000006179
Map Reference	VOL 21 PG 100
Instrument Date	Apr 11, 2023
Instrument	202304210006179
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 E PROSPECT ST, GIRARD, OH 44420-2332

Mortgage

Document Number	0000006180
Date	Apr 21, 2023
Instrument	202304210006180

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	802 E PROSPECT ST, GIRARD, OH 44420-2332
Document Number	0000015539
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	802 E PROSPECT ST GIRARD OH 444202332, GIRARD, OH 44420-2332

Mortgage

Document Number	0000015539
Date	Aug 18, 2020
Instrument	15539

Lender

Name	SEVEN SEVENTEEN CU
Type	Credit Union
Address	WARREN, OH 44483

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 17, 2035

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Mar 29, 2019
Property Address	802 E PROSPECT ST, GIRARD, OH 44420-2332
Document Number	0000005590
Instrument Date	Mar 27, 2019
Instrument	5590
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	802 E PROSPECT ST GIRARD OH 444202332, GIRARD, OH 44420-2332

Mortgage

Document Number	5591
Date	Mar 29, 2019
Instrument	5591

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

October 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	TRUMBULL OH
Recording Date	Oct 13, 2017
Property Address	802 E PROSPECT ST, GIRARD, OH 44420-2332
Document Number	0000028307
Instrument Date	Sep 29, 2017
Instrument	28307
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9785 CHERRY HILLS DR CANFIELD OH 444068174, CANFIELD, OH 44406-8174

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Municipality	Girard City
Unified School District	Girard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,800.00	$44,100 (+7.88%) Land $5,740 Building $38,360
2024	$1,800.00 (+5.76%)	$40,880 (-) Land $5,740 Building $35,140
2023	$1,702.00 (+4.1%)	$40,880 (+30.65%) Land $5,740 Building $35,140	$126,000 (+40.94%) Land $16,400 Building $109,600
2022	$1,635.00	$31,290 Land $5,740 Building $25,550
2020			$89,400 Land $16,400 Building $73,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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