749 E Prospect St, Girard, OH 44420 Property Records

Trumbull County property record for 749 E Prospect St, Girard, OH 44420

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,056 sqft · built 1960
Lot Size	0.418 acres (18,208 sqft)
Owner	2 Individual Names on File
Last Sale	$139,900 (Aug 2018)
Tax Bill	$2,310 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-087510`

Property Details

APN / Parcel Number

Primary APN	`14-087510`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,056 sqft Living Area
1st Floor Area	2,000 sqft
Upper Floors Area	1,056 sqft
Basement Area	912 sqft
Unfinished Basement	864 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	18,208 sqft (0.418 acres)
Lot Dimensions	165 ft deep x 110 ft wide
Garage Area	528 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	448 sqft
Patio Area	48 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	749 E PROSPECT ST
City	GIRARD
State	OH
Zip	44420-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9 10&12 110F .418A PT PER SURVEY PROSPECT ST
Legal Lot Number	10
Jurisdiction	TRUMBULL OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1000
Census Tract	932200

Owner

749 E Prospect St is owned and occupied by two individuals who acquired it in May 2026.

Source: Trumbull County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	749 E PROSPECT ST, GIRARD, OH 44420-2331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit SEVEN SEVENTEEN CREDIT UNION
Jun 1, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 31, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on File
Deed Sale	Aug 31, 2018 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	201817223
Last Transfer Date	May 29, 2026
Transfer Doc	0000009342
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Recording Date	Jun 17, 2026
Property Address	749 E PROSPECT ST, GIRARD, OH 44420-2331
Document Number	0000010422
Instrument Date	Jun 11, 2026
Instrument	202610422
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 E PROSPECT ST, GIRARD, OH 44420-2331

Mortgage

Document Number	0000010422,
Date	Jun 17, 2026
Instrument	202610422

Lender

Name	SEVEN SEVENTEEN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TRUMBULL OH
Recording Date	Jun 1, 2026
Property Address	749 E PROSPECT ST, GIRARD, OH 44420-2331
Document Number	0000009342
Instrument Date	May 29, 2026
Instrument	20269342
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	749 E PROSPECT ST, GIRARD, OH 44420-2331

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRUMBULL OH
Recording Date	Aug 31, 2018
Property Address	749 E PROSPECT ST, GIRARD, OH 44420-2331
Document Number	0000017223
Instrument Date	Aug 27, 2018
Instrument	201808310017223
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 E PROSPECT ST, GIRARD, OH 44420-2331

Mortgage

Document Number	0000017224
Date	Aug 31, 2018
Instrument	201808310017224

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 749 E Prospect St was $2,310.

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Liberty Township
Municipality	Girard City
Unified School District	Girard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,310.00	$56,560 (-) Land $7,070 Building $49,490
2024	$2,310.00 (-1.91%)	$56,560 (-) Land $7,070 Building $49,490
2023	$2,355.00 (+2.97%)	$56,560 (+29.28%) Land $7,070 Building $49,490	$161,600 Land $20,200 Building $141,400
2022	$2,287.00	$43,750 Land $7,070 Building $36,680
2020			$125,000 Land $20,200 Building $104,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 749 E Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 749 E Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD CITY serves 13,263 people · EPA ID OH7801103
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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