Schenectady County and Schenectady City property record for 802 Davis Ter, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,122 sqft · built 1910 |
| Lot Size | 0.068 acres (2,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Jan 2026) |
| Tax Bill | $4,137 (2026) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Apr 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.53-2-2 |
| Primary APN | 421500 49.53-2-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,122 sqft Living Area |
| 1st Floor Area | 561 sqft |
| 2nd Floor Area | 561 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 2,970 sqft (0.068 acres) |
| Lot Dimensions | 90 ft deep x 33 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 237 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 802 DAVIS TER |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | DAVIS MAP 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21400 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1130 PLEASANT ST, SCHENECTADY, NY 12303-1714 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 13, 2026 | Warranty Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CORP |
| Apr 4, 2022 | Quit Claim Deed, Transfer LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Feb 28, 2018 | Grant Deed, Transfer |
| Sep 1, 2017 | Tax Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2026 · Amount on Record |
| Deed Sale | Jan 13, 2026 · Amount on Record |
| Prior Sale | May 16, 2006 · Amount on Record |
| Deed Document Number | 2026793 |
| Deed Book / Page | 2164 / 324 |
| Prior Transfer Date | Mar 31, 2022 |
| Prior Transfer Doc | 0000016865 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 13, 2026 |
| Property Address | 802 DAVIS TER, SCHENECTADY, NY 12303-2014 |
| Document Number | 0000000793 |
| Instrument Date | Dec 5, 2025 |
| Instrument | 202600793 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 NEWELL RD, SCHENECTADY, NY 12306-9727 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1130 PLEASANT ST, SCHENECTADY, NY 12303-1714 |
| Document Number | 0000000794 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 202600794 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 4, 2022 |
| Property Address | 802 DAVIS TER, SCHENECTADY, NY 12303-2014 |
| Document Number | 0000016866 |
| Book / Page | 2081 / 878 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 202216866 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $20.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 LAY STREET, SCHENECTADY, NY 12305 |
| Name | Verified Name |
|---|---|
| Address | 15 NEWELL RD, SCHENECTADY, NY 12306-9727 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 28, 2018 |
| Property Address | 802 DAVIS TER, SCHENECTADY, NY 12303-2014 |
| Document Number | 0000009019 |
| Book / Page | 001982 / 000302 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 9019 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 1, 2017 |
| Property Address | 802 DAVIS TER, SCHENECTADY, NY 12303-2014 |
| Document Number | 0000039655 |
| Book / Page | 001970 / 000225 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 39655 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 6, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,137.00 (+1.35%) | ||
| 2025 | $4,082.00 (+591.86%) | $72,900 (-) Land $10,900 Building $62,000 | $120,715 (+13.35%) Land $18,049 Building $102,666 |
| 2024 | $72,900 (-) Land $10,900 Building $62,000 | $106,501 (+15.41%) Land $15,924 Building $90,577 | |
| 2023 | $72,900 (-) Land $10,900 Building $62,000 | $92,278 (+3.8%) Land $13,797 Building $78,481 | |
| 2022 | $72,900 Land $10,900 Building $62,000 | $88,902 Land $13,293 Building $75,609 | |
| 2021 | $590.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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