Schenectady County and Schenectady City property record for 815 Davis Ter, Schenectady, NY 12303
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 2,048 sqft · built 1910 |
| Lot Size | 0.113 acres (4,950 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $82,000 (Jan 2019) |
| Tax Bill | $6,608 (2026) |
| Deeds & Mortgages | Mar 2024 Transfer Jun 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.53-3-29 |
| Primary APN | 421500 49.53-3-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 2,048 sqft Total Area |
| 1st Floor Area | 1,012 sqft |
| 2nd Floor Area | 1,036 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,950 sqft (0.113 acres) |
| Lot Dimensions | 150 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 506 sqft |
| Canopy | 36 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 815 DAVIS TER |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2063 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 29.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 21400 |
815 Davis Ter, a triplex, is owned by a company that acquired it in March 2024.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 41-18 GEIGER PL, FAIR LAWN, NJ 07410-5725 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2024 | Intrafamily Transfer, Transfer |
| Jun 1, 2022 | Warranty Deed, Transfer |
| Jan 15, 2019 | Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2019 · Amount on File |
| Deed Sale | Jan 15, 2019 · Amount on File |
| Deed Document Number | 20191957 |
| Deed Book / Page | 2003 / 687 |
| Last Transfer Date | Mar 12, 2024 |
| Transfer Doc | 0000018385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 28, 2024 |
| Property Address | 815 DAVIS TER, SCHENECTADY, NY 12303-2063 |
| Document Number | 0000018385 |
| Book / Page | 2127 / 859 |
| Instrument Date | Mar 12, 2024 |
| Instrument | 202418385 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41-18 GEIGER PL, FAIR LAWN, NJ 07410-5725 |
| Name | Verified Name |
|---|---|
| Address | 41-18 GEIGER PL, FAIR LAWN, NJ 07410-5725 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 1, 2022 |
| Property Address | 815 DAVIS TER, SCHENECTADY, NY 12303-2063 |
| Document Number | 0000028891 |
| Book / Page | 2085 / 719 |
| Instrument Date | May 19, 2022 |
| Instrument | 202228891 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1742 FERGUSON ST, SCHENECTADY, NY 12303-3916 |
| Name | Verified Name |
|---|---|
| Address | 41-18 GEIGER PL, FAIR LAWN, NJ 07410-5725 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 15, 2019 |
| Property Address | 815 DAVIS TER, SCHENECTADY, NY 12303-2063 |
| Document Number | 0000001957 |
| Book / Page | 2003 / 687 |
| Instrument Date | Jan 7, 2019 |
| Instrument | 201901957 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | AMERICAN LAND TITLE ASSOCIAT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $328.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 815 DAVIS TER, 815, SCHENECTADY, NY 12303-2063 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1742 FERGUSON ST, SCHENECTADY, NY 12303-3916 |
| Document Number | 0000001958 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | 4889/636 |
| Instrument | 201901958 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
The 2026 property tax bill for 815 Davis Ter was $6,608, up 4.3% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,608.00 (+4.34%) | ||
| 2025 | $6,333.00 | $90,600 Land $13,600 Building $77,000 | $150,025 Land $22,520 Building $127,505 |
| 2023 | $90,600 (-) Land $13,600 Building $77,000 | $114,684 (+3.8%) Land $17,215 Building $97,469 | |
| 2022 | $90,600 Land $13,600 Building $77,000 | $110,488 Land $16,585 Building $93,903 | |
| 2021 | $5,759.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 815 Davis Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 815 Davis Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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