802 Commerce Dr, Decorah, IA 52101 Property Records

Winneshiek County property record for 802 Commerce Dr, Decorah, IA 52101

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	7,055 sqft · built 2018
Lot Size	0.528 acres (23,000 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Aug 2020)
Tax Bill	$7,638 (2024)
Deeds & Mortgages	Apr 2018 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`112218002100`

Property Details

APN / Parcel Number

Primary APN	`112218002100`

Interior

Stories	1 Story
Building Area	7,055 sqft Gross Area
Overhead Door	Overhead Door

Exterior

Year Built	Built 2018
Exterior Material	Metal
Construction Type	Frame
Roof Material	Metal
Lot Area	23,000 sqft (0.528 acres)
Lot Dimensions	115 ft deep x 200 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air
Water Source	Commercial

Location & Zoning

Street Address	802 COMMERCE DR
City	DECORAH
State	IA
Zip	52101-2330
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LOT 1 & 2 BLK 1 CARLSONS 3RD ADDN
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	4
Census Block	4030
Census Tract	950300

Owner

Source: Winneshiek County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2036 GRANDVIEW RD, DECORAH, IA 52101-9570
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2018	Deed of Trust, Mortgage · Line of Credit WAUKON STATE BK
May 10, 2021	Deed of Trust, Mortgage · Commercial Mortgage NORTHEAST SECURITY BANK
Aug 19, 2020	Warranty Deed, Transfer · Commercial Mortgage NORTHEAST SECURITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Aug 14, 2015 · Amount on Record
Deed Document Number	2020 3208
Deed Book / Page	2020 / 3208
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	802 COMMERCE DR, DECORAH, IA 52101-2330
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000941
Date	Apr 6, 2018
Book Page	0000002018/0000000941
Instrument	000000000941

Lender

Name	WAUKON STATE BK

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	802 COMMERCE DR, DECORAH, IA 52101-2330
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1893
Date	May 10, 2021
Book Page	2021/1893
Instrument	2021 1893

Lender

Name	NORTHEAST SECURITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2051

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Aug 19, 2020
Property Address	802 COMMERCE DR, DECORAH, IA 52101-2330
Document Number	02020/3208
Book / Page	2020 / 3208
Instrument Date	Aug 17, 2020
Instrument	2020 3208
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$319.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 LOCUST RD, DECORAH, IA 52101-7600

Mortgage

Document Number	02020/3209
Date	Aug 19, 2020
Book Page	2020/3209
Instrument	2020 3209

Lender

Name	NORTHEAST SECURITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$674,320 (+157.22%) Land $83,870 Building $590,450	$674,320 (+69.4%) Land $83,870 Building $590,450
2024	$7,638.00 (+70.49%)
2023		$262,160 (+38.35%) Land $83,870 Building $178,290	$398,070 (+14.37%)
2022	$4,480.00	$189,490 Land $69,890 Building $119,600
2021			$348,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: GigFire.

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