709 Commerce Dr, Decorah, IA 52101 Property Records

Winneshiek County property record for 709 Commerce Dr, Decorah, IA 52101

Property Summary

Property Type	Warehouse, Storage
Details	9,252 sqft · built 1974
Lot Size	1.01 acres (44,344 sqft)
Owner	Company Name on File
Tax Bill	$16,256 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`112232700300`

Property Details

APN / Parcel Number

Primary APN	`112232700300`

Interior

Stories	1 Story
Building Area	9,252 sqft Gross Area
1st Floor Area	6,820 sqft
Overhead Door	Overhead Door

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Roof Material	Urethane Foam
Lot Area	44,344 sqft (1.01 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	80 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	709 COMMERCE DR
City	DECORAH
State	IA
Zip	52101-2331
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Legal Description	LOT 2 OF 1 NE SW
Legal Range	08W
Legal Township	98N
Legal Section	22
Legal Lot Number	2
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	4
Census Block	4018
Census Tract	950300

Owner

709 Commerce Dr, an industrial property, is owned by a company.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	709 COMMERCE DR, DECORAH, IA 52101-2331
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Sep 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Feb 24, 2017	Deed of Trust, Mortgage DECORAH BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Recording Date	Sep 17, 2026
Property Address	709 COMMERCE DR, DECORAH, IA 52101-2331
Document Number	0000002390
Book / Page	2026 / 2390
Instrument Date	Sep 17, 2026
Instrument	20262390
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 COMMERCE DR, DECORAH, IA 52101-2331

Mortgage

Document Number	0000002390,
Date	Sep 17, 2026
Book Page	2026/2390
Instrument	20262390

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	117 Months
Due	Jun 1, 2036

Interest

Rate	4.53%
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Recording Date	Sep 17, 2026
Property Address	709 COMMERCE DR, DECORAH, IA 52101-2331
Document Number	0000002388
Book / Page	2026 / 2388
Instrument Date	Sep 17, 2026
Instrument	20262388
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 COMMERCE DR, DECORAH, IA 52101-2331

Mortgage

Document Number	0000002388,
Date	Sep 17, 2026
Book Page	2026/2388
Instrument	20262388

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	117 Months
Due	Jun 1, 2036

Interest

Rate	4.53%
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	709 COMMERCE DR, DECORAH, IA 52101-2331
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/0555
Date	Feb 24, 2017
Book Page	2017/0555
Instrument	2017 0555

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank
Address	DECORAH, IA 52101

Agreement

Amount	Amount on Record
Term	84 Months
Due	Feb 1, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 709 Commerce Dr was $16,256.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,256.00	$540,920 (-) Land $117,980 Building $422,940	$540,920 (-) Land $117,980 Building $422,940
2025	$16,256.00 (+9.34%)	$540,920 Land $117,980 Building $422,940	$540,920 Land $117,980 Building $422,940
2024	$14,868.00
2023		$487,210 (+16.08%) Land $117,980 Building $369,230	$487,210 Land $117,980 Building $369,230
2022	$12,380.00	$419,710 Land $98,320 Building $321,390
2021			$419,710 Land $98,320 Building $321,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 709 Commerce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Commerce Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: GigFire.

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