802 Big Rd, Lusby, MD 20657 Property Records

Calvert County property record for 802 Big Rd, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,250 sqft · built 2005
Lot Size	3.65 acres (158,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Oct 2003)
Tax Bill	$5,090 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-006541`

Property Details

APN / Parcel Number

Primary APN	`01-006541`
Alternative APNs	`1006541` `006541`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,250 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	158,994 sqft (3.65 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Deck Area	200 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	006541
Street Address	802 BIG RD
City	LUSBY
State	MD
Zip	20657-5606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	3.65 AC S/S OLIVET RD OLIVET
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	3
Census Block	3004
Census Tract	860901

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	802 BIG RD, LUSBY, MD 20657-5606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC
Jun 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2003 · Amount on Record
Deed Sale	Oct 2, 2003 · Amount on Record
Deed Document Number	200341134
Deed Book / Page	2012 / 203
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Recording Date	Aug 12, 2026
Property Address	802 BIG RD, LUSBY, MD 20657-5606
Document Number	6946000372
Book / Page	6946 / 372
Instrument Date	Jul 31, 2026
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6946000372,
Date	Aug 12, 2026
Book Page	6946/372

Lender

Name	POINT DIGITAL FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	802 BIG RD, LUSBY, MD 20657-5606
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	MARYLAND TRUST TITLE & ESCRO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050190171
Date	Jun 27, 2017
Book Page	5019/171

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	802 BIG RD, LUSBY, MD 20657-5606
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	MARYLAND TRUST T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 BIG RD, LUSBY, MD 20657-5606

Mortgage

Document Number	0056960405
Date	Sep 14, 2020
Book Page	5696/405

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,600 (+25.16%) Land $140,600 Building $343,000	$483,600 (+25.16%) Land $140,600 Building $343,000
2025	$5,090.00 (+26.81%)
2023	$4,014.00 Homeowner's exemption	$386,400 Land $140,600 Building $245,800	$386,400 Land $140,600 Building $245,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 91% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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