855 Big Rd, Lusby, MD 20657 Property Records

Calvert County property record for 855 Big Rd, Lusby, MD 20657

Property Summary

Property Type	Rural Home
Details	2 ba · 2,014 sqft · built 1986
Lot Size	7.53 acres (328,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Apr 2023)
Tax Bill	$7,206 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-130617`

Property Details

APN / Parcel Number

Primary APN	`01-130617`
Alternative APNs	`1130617` `130617`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,014 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Roof Material	Wood Shingle
Lot Area	328,007 sqft (7.53 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	64 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	130617
Street Address	855 BIG RD
City	LUSBY
State	MD
Zip	20657-2648
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-1
Legal Description	7.53 AC 855 BIG RD OLIVET
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	3
Census Block	3004
Census Tract	860901

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	855 BIG RD, LUSBY, MD 20657-2648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
May 7, 2020	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2023 · Amount on Record
Deed Sale	Apr 25, 2023 · Amount on Record
Prior Sale	May 7, 2020 · Amount on Record
Deed Book / Page	6424 / 438
Transfer Doc	0000020347
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 25, 2023
Property Address	855 BIG RD, LUSBY, MD 20657-2648
Document Number	0064240438
Book / Page	6424 / 438
Instrument Date	Apr 13, 2023
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	PASSPORT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5113 NIAGARA DR, MOUNT AIRY, MD 21771-5778

Mortgage

Document Number	0006424445
Date	Apr 25, 2023
Instrument	6424/445

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	May 7, 2020
Property Address	855 BIG RD, LUSBY, MD 20657-2648
Document Number	0055850334
Book / Page	005585 / 000334
Instrument Date	May 5, 2020
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	BLUE CRAB TITLE ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	855 BIG RD LUSBY MD 206572648, LUSBY, MD 20657-2648

Mortgage

Document Number	55850339
Date	May 7, 2020
Book Page	005585/000339

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$873,600 (+14.83%) Land $438,300 Building $435,300	$873,600 (-) Land $438,300 Building $435,300
2025	$7,206.00 (+6.16%) Homeowner's exemption	$760,767 (+16.43%)	$873,600 (+33.7%) Land $438,300 Building $435,300
2023	$6,788.00	$653,400 Land $445,300 Building $208,100	$653,400 Land $445,300 Building $208,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 90% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Big Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures