8014 Howard Ave, Munster, IN 46321 Property Records

Lake County property record for 8014 Howard Ave, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,284 sqft · built 1956
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Sep 2022)
Tax Bill	$3,407 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`007-18-28-0152-0015`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0152-0015`
Alternative APNs	`45-07-18-377-023.000-027` `182801520015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
Basement Area	1,284 sqft
Game Room	Game Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-18-28-0152-0015
Old Parcel Number	182801520015
Street Address	8014 HOWARD AVE
City	MUNSTER
State	IN
Zip	46321-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAWRENCE MONALDI'S 5TH ADD. TO MUNSTER LOT 15
Legal Subdivision	LAWRENCE MONALDIS ADD 05
Legal Lot Number	15
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4000
Census Tract	40401

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8014 HOWARD AVE, MUNSTER, IN 46321-1341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 29, 2022	Warranty Deed, Transfer · FHA Mortgage NOT AVAILABLE
Sep 11, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Aug 17, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Prior Sale	Sep 11, 2017
Deed Document Number	2022-540021
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8014 HOWARD AVE, MUNSTER, IN 46321-1341
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010637
Date	Feb 3, 2021
Instrument	2021-010637

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Dec 1, 2035

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 29, 2022
Property Address	8014 HOWARD AVE, MUNSTER, IN 46321-1341
Document Number	0000040021
Map Reference	MB 30 PG 77
Instrument Date	Sep 27, 2022
Instrument	2022-540021
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8014 HOWARD AVE, MUNSTER, IN 46321-1341

Mortgage

Document Number	0000040022
Date	Sep 29, 2022
Instrument	2022-540022

Lender

Name	NOT AVAILABLE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Sep 11, 2017
Property Address	8014 HOWARD AVE, MUNSTER, IN 46321-1341
Document Number	0000060938
Map Reference	MB30 PG77
Instrument Date	Aug 31, 2017
Instrument	2017 060938
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8014 HOWARD AVE, MUNSTER, IN 46321-1341

Mortgage

Document Number	0000060940
Date	Sep 11, 2017
Instrument	2017 060940

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2032

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IN
Recording Date	Aug 17, 2017
Property Address	8014 HOWARD AVE, MUNSTER, IN 46321-1341
Document Number	0000055180
Instrument Date	Mar 17, 2017
Instrument	55180
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20400 COTTAGE GROVE AVE CHICAGO HEIGHTS IL 604119668, CHICAGO HEIGHTS, IL 60411-9668

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$279,600 (+7.21%) Land $41,200 Building $238,400	$279,600 (+7.21%) Land $41,200 Building $238,400
2024	$3,407.00 (+20.82%)
2023		$260,800 (+20.3%) Land $45,300 Building $215,500	$260,800 (+20.3%) Land $45,300 Building $215,500
2022	$2,820.00 Homeowner's exemption	$216,800 Land $45,300 Building $171,500	$216,800 Land $45,300 Building $171,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	129 (1982–2026)
Claims Outside the SFHA	8 of 129
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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