8010 Howard Ave, Munster, IN 46321 Property Records

Lake County property record for 8010 Howard Ave, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1956
Lot Size	0.182 acres (7,935 sqft)
Owner	2 Individual Names on File
Last Sale	$133,500 (Nov 2009)
Tax Bill	$2,622 (2024)
Deeds & Mortgages	Jun 2019 Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`007-18-28-0152-0014`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0152-0014`
Alternative APNs	`45-07-18-377-022.000-027` `182801520014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Basement Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,935 sqft (0.182 acres)
Lot Dimensions	115 ft deep x 69 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-18-28-0152-0014
Old Parcel Number	182801520014
Street Address	8010 HOWARD AVE
City	MUNSTER
State	IN
Zip	46321-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAWRENCE MONALDI'S 5TH ADD. TO MUNSTER LOT 14
Legal Subdivision	LAWRENCE MONDALDIS 05 ADD/MU
Legal Lot Number	14
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4000
Census Tract	40401

Owner

8010 Howard Ave is owned and occupied by two individuals who bought it in November 2009.

Source: Lake County records, as of March 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8010 HOWARD AVE, MUNSTER, IN 46321-1341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2009 · Amount on File
Deed Sale	Nov 24, 2009 · Amount on File
Deed Document Number	2009 078204
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8010 HOWARD AVE, MUNSTER, IN 46321-1341
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035844
Date	Jun 14, 2019
Instrument	2019 035844

Lender

Name	ILLIANA FINANCIAL CU
Type	Credit Union
Address	CALUMET CITY, IL 60409

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$238,700 Land $42,900 Building $195,800	$238,700 Land $42,900 Building $195,800
2024	$2,622.00
2023		$210,300 (+5.68%) Land $50,500 Building $159,800	$210,300 (+5.68%) Land $50,500 Building $159,800
2022	$2,573.00 Homeowner's exemption	$199,000 Land $50,500 Building $148,500	$199,000 Land $50,500 Building $148,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8010 Howard Ave in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	129 (1982–2026)
Claims Outside the SFHA	8 of 129
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8010 Howard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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