801 Oak St, Bonham, TX 75418 Property Records

Fannin County property record for 801 Oak St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,122 sqft · built 1970
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,735 (Aug 2025)
Tax Bill	$2,234 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9480-020-0005-05`

Property Details

APN / Parcel Number

Primary APN	`9480-020-0005-05`
Alternative APN	`91892`

Interior

Full Baths	1 Bath
Building Area	1,122 sqft Living Area
1st Floor Area	1,122 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	147 ft deep x 49 ft wide
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9480-020-0005-05
Street Address	801 OAK ST
City	BONHAM
State	TX
Zip	75418-3946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNT ADDN, BLOCK SE COR 20A, LOT 13
Legal Subdivision	HUNTS ADD
Legal Lot Number	13
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	2
Census Block	2028
Census Tract	950402

Owner

Source: Fannin County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	801 OAK ST, BONHAM, TX 75418-3946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Aug 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Feb 9, 2022	Vendor's Lien, Transfer · Construction Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2025 · Amount on Record
Deed Sale	Aug 4, 2025 · Amount on Record
Prior Sale	Feb 9, 2022 · Amount on Record
Deed Document Number	20254731
Prior Transfer Date	Aug 1, 2025
Prior Transfer Doc	2025004731
Record Updated	Sep 20, 2026

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FANNIN TX
Recording Date	Aug 4, 2025
Property Address	801 OAK ST, BONHAM, TX 75418-3946
Document Number	2025004731
Instrument Date	Aug 1, 2025
Instrument	2025004731
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	MAIN STREET LAND TITLE COMPANY, MAIN STREET TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4026 W FM 898, BONHAM, TX 75418-8041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 OAK ST, BONHAM, TX 75418-3946

Mortgage

Document Number	2025004732
Date	Aug 4, 2025
Instrument	2025004732

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	801 OAK ST, BONHAM, TX 75418-3946
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022006209
Date	Aug 4, 2022
Instrument	2022006209

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Feb 9, 2022
Property Address	801 OAK ST, BONHAM, TX 75418-3946
Document Number	2022001071
Instrument Date	Feb 7, 2022
Instrument	2022001071
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	MAIN STREET TITLE OKC LLC, MAIN STREET TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 798, BONHAM, TX 75418-0798

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4026 W FM 898, BONHAM, TX 75418-8041

Mortgage

Document Number	2022001072
Date	Feb 9, 2022
Instrument	2022001072

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,234.00 (+8.6%)	$115,160 (+17.77%) Land $39,910 Building $75,250	$115,160 (+17.77%) Land $39,910 Building $75,250
2024	$2,057.00 (+67.37%)
2023		$97,780 Land $28,730 Building $69,050	$97,780 Land $28,730 Building $69,050
2018	$1,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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