1004 Oak St, Bonham, TX 75418 Property Records

Fannin County property record for 1004 Oak St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,209 sqft · built 2003
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$202,958 (May 2022)
Tax Bill	$4,579 (2025)
Deeds & Mortgages	May 2022 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9575-002-005A-05`

Property Details

APN / Parcel Number

Primary APN	`9575-002-005A-05`
Alternative APN	`92766`

Interior

Full Baths	2 Baths
Building Area	1,209 sqft Living Area
1st Floor Area	1,209 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	100 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	441 sqft
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Account Number	9575-002-005A-05
Street Address	1004 OAK ST
City	BONHAM
State	TX
Zip	75418-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARSHALL ADDN, BLOCK B, LOT 5
Legal Subdivision	THE MARSHALL ADDITION MARSHALL
Legal Block	B
Legal Lot Number	5
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	2
Census Block	2014
Census Tract	950402

Owner

1004 Oak St is owned and occupied by two individuals who bought it in May 2022.

Source: Fannin County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1004 OAK ST, BONHAM, TX 75418-3213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Feb 20, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2022 · Amount on File
Deed Sale	May 5, 2022 · Amount on File
Prior Sale	May 4, 2009 · Amount on File
Deed Document Number	20223591
Prior Transfer Date	Feb 5, 2007
Prior Transfer Doc	1416/0113
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FANNIN TX
Recording Date	May 5, 2022
Property Address	1004 OAK ST, BONHAM, TX 75418-3213
Document Number	2022003591
Map Reference	CAB A SL 106
Instrument Date	Apr 27, 2022
Instrument	2022003591
Transaction Type	Transfer
Record Updated	May 23, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1004 OAK ST, 1004, BONHAM, TX 75418-3213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 OAK ST, BONHAM, TX 75418-3213

Mortgage

Document Number	2022003592
Date	May 5, 2022
Instrument	2022003592

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	1004 OAK ST, BONHAM, TX 75418-3213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2110/0428
Date	Feb 20, 2019
Book Page	2110/0428
Instrument	2019-0963

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1004 Oak St was $4,579 with exemptions applied, up 104.3% from the year before.

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,579.00 (+104.33%) Homeowner's exemption Senior Citizen's exemption	$236,090 Land $39,530 Building $196,560	$236,090 Land $39,530 Building $196,560
2024	$2,241.00
2023		$229,660 Land $27,940 Building $201,720	$229,660 Land $27,940 Building $201,720
2018	$2,913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 Oak St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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