801 N 4th Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 801 N 4th Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,733 sqft · built 1910
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on File
Last Sale	$184,000 (May 2026)
Tax Bill	$1,292 (2024)
Deeds & Mortgages	Aug 2019 Mortgage Mar 2019 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-11-154-007`

Property Details

APN / Parcel Number

Primary APN	`17-11-154-007`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,733 sqft Total Area
Basement Area	120 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	318 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	801 N 4TH AVE
City	BIG RAPIDS
State	MI
Zip	49307-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000801 N FOURTH AVENUE: TIOGA ADDITION -- BLK A, LOT 11. ALSO GRAND RAPIDS AND INDIANA RAILROAD COMPANY AND CONTINENTAL IMPRO
Legal Subdivision	TIOGA ADDITION
Legal Block	A
Legal Lot Number	11-1
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	2
Census Block	2002
Census Tract	960500

Owner

801 N 4th Ave is owned and occupied by an individual who bought it in May 2026.

Source: Mecosta County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	7020 BONAIRE DR NE, ROCKFORD, MI 49341-7866
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
Mar 5, 2019	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Sep 23, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RIVERTRUST MORTGAGE INC
May 12, 2026	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CREDIT UNION
May 12, 2026	Warranty Deed, Transfer CERTIFIED TITLE, VERIFIED TITLE AGENCY
Mar 8, 2024	Land Contract, Transfer SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on File
Deed Sale	May 12, 2026 · Amount on File
Prior Sale	May 12, 2026 · Amount on File
Deed Document Number	20263511
Deed Book / Page	940 / 4205
Prior Transfer Date	Jun 6, 2014
Prior Transfer Doc	00845/0601
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	801 N 4TH AVE, BIG RAPIDS, MI 49307-1129
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00899/0815
Date	Aug 20, 2019
Book Page	899/0815
Instrument	201900005896

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	801 N 4TH AVE, BIG RAPIDS, MI 49307-1129
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00896/0214
Date	Mar 5, 2019
Book Page	896/0214
Instrument	201900001127

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 19, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	801 N 4TH AVE, BIG RAPIDS, MI 49307-1129
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00737/2629
Date	Sep 23, 2005
Book Page	737/2629
Instrument	200500009567

Lender

Name	RIVERTRUST MORTGAGE INC
Address	6207 HARVEY ST STE B, NORTON SHORES, MI 49444

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2035

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	May 12, 2026
Property Address	801 N 4TH AVE, BIG RAPIDS, MI 49307-1129
Document Number	00940/4205
Book / Page	940 / 4205
Instrument Date	May 7, 2026
Instrument	20263511
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	CERTIFIED TITLE, VERIFIED TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	7020 BONAIRE DR NE, ROCKFORD, MI 49341-7866

Mortgage

Document Number	0000003526,
Date	May 12, 2026
Instrument	20263526

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	May 12, 2026
Property Address	801 N 4TH AVE, BIG RAPIDS, MI 49307-1129
Document Number	00940/4202
Book / Page	940 / 4202
Instrument Date	May 7, 2026
Instrument	20263510
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	CERTIFIED TITLE, VERIFIED TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 N 4TH AVE, BIG RAPIDS, MI 49307-1129

March 2024: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	MECOSTA MI
Recording Date	Mar 8, 2024
Property Address	801 N 4TH AVE, BIG RAPIDS, MI 49307-1129
Document Number	00928/2020
Book / Page	928 / 2020
Map Reference	LB 1 PG 30
Instrument Date	Mar 1, 2024
Instrument	202400001295
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 N 4TH AVE, BIG RAPIDS, MI 49307-1129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9834 CENTER LN, STANWOOD, MI 49346-9612

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,100	$142,200
2024	$1,292.00
2023		$59,500	$119,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 801 N 4th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 801 N 4th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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