736 N 4th Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 736 N 4th Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,378 sqft · built 1900
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jun 2021)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-11-181-003`

Property Details

APN / Parcel Number

Primary APN	`17-11-181-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,378 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	5,489 sqft (0.126 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	16 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	736 N 4TH AVE
City	BIG RAPIDS
State	MI
Zip	49307-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000736 N FOURTH AVENUE: GRAND RAPIDS AND INDIANA RAILROAD COMPANY AND CONTINENTAL IMPROVEMENT COMPANY'S SUB-DIVISION -- BLK 4
Legal Subdivision	GRAND RAPIDS AND INDIANA RAILROAD COMPAN
Legal Block	4
Legal Lot Number	9
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	2
Census Block	2001
Census Tract	960500

Owner

736 N 4th Ave is owned and occupied by an individual who bought it in June 2021.

Source: Mecosta County records, as of July 19, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	736 N 4TH AVE, BIG RAPIDS, MI 49307-1128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Jun 16, 2021	Warranty Deed, Transfer BRIDGE TITLE AGENCY LLC
Oct 3, 2019	Quit Claim Deed, Transfer Quitclaim
May 31, 2019	Warranty Deed, Transfer · ARM LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2021 · Amount on File
Deed Sale	Jun 16, 2021 · Amount on File
Prior Sale	Oct 3, 2019
Deed Document Number	202100005998
Deed Book / Page	912 / 734
Record Updated	Jun 7, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	736 N 4TH AVE, BIG RAPIDS, MI 49307-1128
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4143 WLDGEON LN, HUDSONVILLE, MI 49426-8645

Mortgage

Document Number	00914/5192
Date	Oct 20, 2021
Book Page	914/5192
Instrument	202100009792

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Jun 16, 2021
Property Address	736 N 4TH AVE, BIG RAPIDS, MI 49307-1128
Document Number	912/734
Book / Page	912 / 734
Map Reference	LB 2 PG 3
Instrument Date	Jun 11, 2021
Instrument	202100005998
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	BRIDGE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20222 GLENWOOD DR, 20222, BIG RAPIDS, MI 49307-8705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 N 4TH AVE, BIG RAPIDS, MI 49307-1128

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECOSTA MI
Recording Date	Oct 3, 2019
Property Address	736 N 4TH AVE, BIG RAPIDS, MI 49307-1128
Document Number	899/5501
Book / Page	899 / 5501
Instrument Date	Oct 3, 2019
Instrument	201900007048
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20222 GLENWOOD DR, 20222, BIG RAPIDS, MI 49307-8705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20222 GLENWOOD DR, BIG RAPIDS, MI 49307-8705

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	May 31, 2019
Property Address	736 N 4TH AVE, BIG RAPIDS, MI 49307-1128
Document Number	897/5254
Book / Page	897 / 5254
Map Reference	LB 1 PG 8
Instrument Date	May 23, 2019
Instrument	201900003870
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	SURVEYORS TITLE/OSCEOLA COUNTY, SURVEYORS TTL OF OSCEOLA CNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1867 MEETING PL, 1867, ORLANDO, FL 32814-6322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 N 4TH AVE, BIG RAPIDS, MI 49307-1128

Mortgage

Document Number	201900003871
Date	May 31, 2019
Instrument	201900003871

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.36%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	2.36%
Max Rate At Change	6.36%
Index	1-Year LIBOR
Max Rate	9.36%

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$58,400	$116,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 736 N 4th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 736 N 4th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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