801 N 14th St, Waco, TX 76707 Property Records

McLennan County property record for 801 N 14th St, Waco, TX 76707

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,058 sqft · built 1916
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$50,000 (Mar 2015)
Tax Bill$2,663 (2025)
Deeds & MortgagesJan 2024 Line of Credit
May 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN48-018000-009500-7

Property Details

APN / Parcel Number

Primary APN48-018000-009500-7
Alternative APNs
  • 4801800000950070111
  • 173619

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,058 sqft Living Area
1st Floor Area2,058 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1951
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof TypeWood Truss
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area224 sqft
DrivewayAsphalt Driveway
Driveway Area160 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area133 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address801 N 14TH ST
CityWACO
StateTX
Zip76707-3641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeO2
Legal DescriptionFINKS SUB LOT A14 A15 BLOCK 232 ACRES .1722
Legal SubdivisionFINKS SUB
Legal Block232
Legal Lot NumberA14
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1025
Census Tract1200

Owner

801 N 14th St is owned and occupied by two individuals who bought it in March 2015.

Source: McLennan County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address801 N 14TH ST, WACO, TX 76707-3641
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2024Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK & TRUST
May 20, 2022Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK & TRUST
Feb 2, 2022Deed of Trust, Mortgage · Commercial Mortgage
COMMUNITY BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2015 · Amount on File
Deed SaleMar 19, 2015 · Amount on File
Deed Document Number20158067
Prior Transfer DateMar 17, 2015
Prior Transfer Doc0000008067
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address801 N 14TH ST, WACO, TX 76707-3641
Transaction TypeMortgage
Record UpdatedFeb 8, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address801 N 14TH ST, WACO, TX 76707-3641

Mortgage

Document Number0000001490
DateJan 17, 2024
Instrument2024001490
Lender
NameCOMMUNITY BANK & TRUST
TypeBank
AddressWACO, TX 76703
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueFeb 1, 2044
Interest
Rate TypeAdjustable Rate

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address801 N 14TH ST, WACO, TX 76707-3641
Transaction TypeMortgage
Record UpdatedMay 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address801 N 14TH ST, WACO, TX 76707-3641

Mortgage

Document Number0000020501
DateMay 20, 2022
Instrument2022020501
Lender
NameCOMMUNITY BANK & TRUST
TypeBank
AddressWACO, TX 76703
Agreement
TypeLine of Credit
AmountAmount on Record

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address801 N 14TH ST, WACO, TX 76707-3641
Transaction TypeMortgage
Record UpdatedFeb 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address801 N 14TH ST, WACO, TX 76707-3641

Mortgage

Document Number0000004580
DateFeb 2, 2022
Instrument2022004580
Lender
NameCOMMUNITY BANK & TRUST
TypeBank
AddressWACO, TX 76702
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term240 Months
DueFeb 1, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 801 N 14th St was $2,663 with a homeowner's exemption, up 2.4% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$230,191 (+1%)$298,573 (+2.14%) Land $24,000 Building $274,573
2025$2,663.00 (+2.42%) Homeowner's exemption$209,265 Land $21,750 Building $270,570$292,320 Land $21,750 Building $270,570
2024$2,600.00
2023$299,120 Land $21,750 Building $277,370$299,120 Land $21,750 Building $277,370
2022$2,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 801 N 14th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2000)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 801 N 14th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on N 14th St

Nearby Streets

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