720 N 14th St, Waco, TX 76707 Property Records

McLennan County property record for 720 N 14th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,453 sqft · built 2004
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$61,200 (Apr 2005)
Tax Bill	$1,449 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jun 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`48-034800-002900-4`

Property Details

APN / Parcel Number

Primary APN	`48-034800-002900-4`
Alternative APNs	`4803480000290040101` `187274`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,453 sqft Living Area
1st Floor Area	1,453 sqft
Flooring	Carpet

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Driveway	Concrete Driveway
Driveway Area	630 sqft
Porch	Open Porch
Porch Area	82 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	720 N 14TH ST
City	WACO
State	TX
Zip	76707-3640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O2
Legal Description	REYNOLDS LOT 6 BLOCK 233 ACRES .1722
Legal Subdivision	REYNOLDS
Legal Block	233
Legal Lot Number	6
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1026
Census Tract	1200

Owner

720 N 14th St is owned and occupied by an individual who bought it in April 2005.

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	720 N 14TH ST, WACO, TX 76707-3640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 14, 2017	Loan Modification, Mortgage CITIMORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2005 · Amount on File
Deed Sale	Apr 7, 2005 · Amount on File
Deed Document Number	200513410
Prior Transfer Date	Mar 31, 2005
Prior Transfer Doc	0000013410
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	720 N 14TH ST, WACO, TX 76707-3640
Document Number	0000024259
Instrument Date	Jun 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 N 14TH ST WACO TX 767073640, WACO, TX 76707-3640

Mortgage

Document Number	0000024259
Date	Jul 27, 2017
Instrument	24259

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2047

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	720 N 14TH ST, WACO, TX 76707-3640
Document Number	0000026714
Instrument Date	Jun 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 N 14TH ST WACO TX 767073640, WACO, TX 76707-3640

Mortgage

Document Number	0000026714
Date	Aug 15, 2017
Instrument	26714

Lender

Name	CITIMORTGAGE
Type	Mortgage Company
Address	O FALLON, MO 63368-2240

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,767 (+3.82%) Land $24,000 Building $177,767	$201,767 (+0.53%) Land $24,000 Building $177,767
2025	$1,449.00 (-22.97%) Homeowner's exemption Senior Citizen's exemption	$194,334 (-7.34%) Land $21,750 Building $178,960	$200,710 (-4.3%) Land $21,750 Building $178,960
2024	$1,881.00 (-12.18%)
2023		$209,720 Land $21,750 Building $187,970	$209,720 Land $21,750 Building $187,970
2022	$2,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 N 14th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 N 14th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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