St. Louis County property record for 80085 Gruben Cir, Tower, MN 55790 · Last verified August 2026
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1.25 ba · 1,470 sqft |
| Lot Size | 0.109 acres (4,746 sqft) |
| Owner | Company Name on File |
| Last Sale | $350,000 (Jul 2021) |
| Tax Bill | $2,348 (2026) |
| Deeds & Mortgages | Jul 2021 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 387-0445-00160 |
| Primary APN | 387-0445-00160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,470 sqft Gross Area |
| 1st Floor Area | 1,020 sqft |
| Exterior Material | Wood |
|---|---|
| Construction Type | Frame |
| Lot Area | 4,746 sqft (0.109 acres) |
| Garage Area | 288 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Patio Area | 152 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1112204 |
|---|---|
| Street Address | 80085 GRUBEN CIR |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | UNIT 16 AND AN UNDIVIDED INTEREST IN THECOMMONS AREA SERIAL # |
| Legal Subdivision | WATERS OF VERMILLION |
| Legal Unit | 16 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1299 |
| Census Tract | 15502 |
Source: St. Louis County records · APN 387-0445-00160
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5741 130TH ST NW, CLEARWATER, MN 55320-4000 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 06, 2021 · Amount on Record |
| Deed Sale | Jul 06, 2021 · Amount on Record |
| Prior Sale | Sep 08, 2005 · Amount on Record |
| Deed Document Number | 20211418231 |
| Record Updated | Sep 20, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 06, 2021 |
| Property Address | 80085 GRUBEN CIR, TOWER, MN 55790 |
| Document Number | 0001418231 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 1418231 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2021 |
| Title Company | ANCONA TITLE, ANCONA TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,155.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5741 130TH ST NW, CLEARWATER, MN 55320-4000 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,348.00 (+29.15%) | ||
| 2025 | $1,818.00 (-0.87%) | $278,500 (+30.51%) Land $74,900 Building $203,600 | $278,500 (+30.51%) Land $74,900 Building $203,600 |
| 2024 | $1,834.00 | $213,400 (+9.16%) Land $48,200 Building $165,200 | $213,400 (+9.16%) Land $48,200 Building $165,200 |
| 2022 | $195,500 Land $44,600 Building $150,900 | $195,500 Land $44,600 Building $150,900 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370155021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Nearby Flood Policies | 23 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Consolidated Telephone Company, T-Mobile USA, Frontier, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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