St. Louis County property record for 80082 Gruben Cir, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Lot Size | 0.084 acres (3,682 sqft) |
| Owner | Company Name on Record |
| Last Sale | $150,000 (Apr 2024) |
| Tax Bill | $798 (2026) |
| Deeds & Mortgages | Apr 2024 Sale & Construction Loan |
| Flood Zone | Zone A (high risk) |
| APN | 387-0445-00010 |
| Primary APN | 387-0445-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Construction Type | Frame |
|---|---|
| Lot Area | 3,682 sqft (0.084 acres) |
| Garage Area | 576 sqft |
| Account Number | 1117730 |
|---|---|
| Street Address | 80082 GRUBEN CIR |
| City | TOWER |
| State | MN |
| Zip | 55790 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | UNIT 1 AND AN UNDIVIDED INTEREST IN THECOMMONS AREA SERIAL # |
| Legal Subdivision | CIC 56 WATERS OF VERMILION GR |
| Legal Unit | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1299 |
| Census Tract | 15502 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 154 153RD ST, STAR PRAIRIE, WI 54026-5539 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2024 · Amount on Record |
| Deed Sale | Apr 2, 2024 · Amount on Record |
| Deed Document Number | 20241485364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 2, 2024 |
| Property Address | 80082 GRUBEN CIR, TOWER, MN 55790 |
| Document Number | 0001485364 |
| Instrument Date | Mar 29, 2024 |
| Instrument | 1485364 |
| Transaction Type | Construction Loan |
| Record Updated | May 1, 2024 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $495.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 154 153RD ST, STAR PRAIRIE, WI 54026-5539 |
| Document Number | 0001485365 |
|---|---|
| Date | Apr 2, 2024 |
| Instrument | 1485365 |
| Name | LAKE ELMO BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 29, 2044 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $798.00 (+76.55%) | ||
| 2025 | $115,900 (+109.58%) Land $74,900 Building $41,000 | $115,900 (+109.58%) Land $74,900 Building $41,000 | |
| 2024 | $452.00 | $55,300 (-46.83%) Land $48,200 Building $7,100 | $55,300 (-46.83%) Land $48,200 Building $7,100 |
| 2022 | $104,000 Land $97,600 Building $6,400 | $104,000 Land $97,600 Building $6,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
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