8003 Turtle Ln, Ooltewah, TN 37363 Property Records

Hamilton County property record for 8003 Turtle Ln, Ooltewah, TN 37363

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,448 sqft · built 1993
Lot Size0.58 acres (25,280 sqft)
OwnerIndividual Name on Record
Last Sale$422,500 (Nov 2021)
Tax Bill$1,684 (2025)
Deeds & MortgagesMar 2021 Mortgage
Aug 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN095I B 046

Property Details

APN / Parcel Number

Primary APN095I B 046
Alternative APN
  • 0000123485

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,448 sqft Living Area

Exterior

Year BuiltBuilt 1993
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area25,280 sqft (0.58 acres)
Lot Dimensions163 ft deep x 155 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000123485
Old Parcel Number095I B046
Street Address8003 TURTLE LN
CityOOLTEWAH
StateTN
Zip37363-9592
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 92 NORTH HERON BAY SUB PB43 PG19-2 OUT OF 95-25 FOR 1988
Legal SubdivisionNORTH HERON BAY UNIT
Legal Lot Number92
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract10101

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8003 TURTLE LN, OOLTEWAH, TN 37363-9592
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2021Deed of Trust, Mortgage · FHA Mortgage
HOME POINT FINANCIAL CORPORATION
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Nov 3, 2017Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Nov 2, 2021Warranty Deed, Transfer · Conventional Mortgage
TENNESSEE VALLEY FCU
Feb 14, 2020Deed of Trust, Mortgage · FHA Mortgage
HOME PT FIN'L
Nov 6, 2018Warranty Deed, Transfer · FHA Mortgage
NEW AMERICAN FNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2021 · Amount on Record
Deed SaleNov 2, 2021 · Amount on Record
Prior SaleNov 6, 2018 · Amount on Record
Deed Document Number2021110200232
Deed Book / Page12717 / 419
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address8003 TURTLE LN, OOLTEWAH, TN 37363-9592
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000000197
DateMar 11, 2021
Book Page12394/663
Instrument2021031100197
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueJan 1, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address8003 TURTLE LN, OOLTEWAH, TN 37363-9592
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000000044
DateAug 16, 2021
Book Page12609/525
Instrument2021081600044
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address8003 TURTLE LN, OOLTEWAH, TN 37363-9592
Transaction TypeMortgage
Record UpdatedMay 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000145
DateNov 3, 2017
Book Page11195/602
Instrument2017110300145
Lender
NameSUNTRUST BANK
TypeBank
AddressNASHVILLE, TN 37219
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 2, 2021
Property Address8003 TURTLE LN, OOLTEWAH, TN 37363-9592
Document Number0000000232
Book / Page12717 / 419
Map ReferenceMB 43 PG 19
Instrument DateNov 1, 2021
Instrument2021110200232
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,563.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8003 TURTLE LN, OOLTEWAH, TN 37363-9592

Mortgage

Document Number0012717422
DateNov 2, 2021
Instrument12717/422
Lender
NameTENNESSEE VALLEY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address8003 TURTLE LN, OOLTEWAH, TN 37363-9592
Document Number0220000131
Instrument DateFeb 14, 2020
Transaction TypeMortgage
Record UpdatedMar 11, 2020
Title CompanyNATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8003 TURTLE LN OOLTEWAH TN 373639592, OOLTEWAH, TN 37363-9592

Mortgage

Document Number0220000131
DateFeb 20, 2020
Book Page011914/000193
Instrument200220000131
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 19, 2050

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 6, 2018
Property Address8003 TURTLE LN, OOLTEWAH, TN 37363-9592
Document Number1106000297
Book / Page011496 / 000453
Instrument DateOct 15, 2018
Instrument181106000297
Transaction TypeTransfer
Record UpdatedDec 31, 2018
Title CompanyENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,080.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8003 TURTLE LN OOLTEWAH TN 373639592, OOLTEWAH, TN 37363-9592

Mortgage

Document Number1106000298
DateNov 6, 2018
Book Page011496/000455
Instrument181106000298
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 5, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,684.00 (+5.78%)$111,150 (+56.16%)$444,600 (+56.16%) Land $70,000 Building $374,600
2024$1,592.00 (-0.56%)$71,175 (-)$284,700 (-) Land $45,800 Building $238,900
2023$1,601.00$71,175$284,700 Land $45,800 Building $238,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 61% of Tennessee
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAVANNAH VALLEY U.D.
serves 30,571 people · EPA ID TN0000613
Water SourceGroundwater influenced by surface water
Last State InspectionApr 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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