Hamilton County property record for 7921 Turtle Ln, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,366 sqft · built 1998 |
| Lot Size | 0.446 acres (19,465 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $339,000 (Aug 2019) |
| Tax Bill | $2,300 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 095I C 005 |
| Primary APN | 095I C 005 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,366 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,465 sqft (0.446 acres) |
| Lot Dimensions | 111 ft deep x 175 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000123507 |
|---|---|
| Street Address | 7921 TURTLE LN |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-7908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 132 NORTH HERON BAY SUB PB43 PG19-2 OUT OF 95-25 FOR 1988 |
| Legal Subdivision | NORTH HERON BAY UNIT |
| Legal Lot Number | 132 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10101 |
7921 Turtle Ln is owned and occupied by two individuals who bought it in August 2019.
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7921 TURTLE LN, OOLTEWAH, TN 37363-7908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Aug 23, 2019 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Aug 28, 2019 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Feb 14, 2019 | Warranty Deed, Transfer · FHA Mortgage CAPSTAR BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2019 · Amount on File |
| Deed Sale | Aug 28, 2019 · Amount on File |
| Prior Sale | Feb 14, 2019 · Amount on File |
| Deed Document Number | 201992 |
| Deed Book / Page | 11741 / 993 |
| Prior Transfer Date | Jul 2, 1997 |
| Prior Transfer Doc | 0049110722 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7921 TURTLE LN, OOLTEWAH, TN 37363-7908 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7921 TURTLE LN, OOLTEWAH, TN 37363-7908 |
| Document Number | 0000000030 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 13028/260 |
| Instrument | 2022071800030 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 27, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7921 TURTLE LN, OOLTEWAH, TN 37363-7908 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000000063 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 12690/905 |
| Instrument | 2021101400063 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7921 TURTLE LN, OOLTEWAH, TN 37363-7908 |
| Document Number | 0828000093 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2019 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Name | Verified Name |
|---|---|
| Address | 7921 TURTLE LN OOLTEWAH TN 373637908, OOLTEWAH, TN 37363-7908 |
| Document Number | 0828000093 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 011742/000001 |
| Instrument | 190828000093 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 28, 2019 |
| Property Address | 7921 TURTLE LN, OOLTEWAH, TN 37363-7908 |
| Document Number | 0828000092 |
| Book / Page | 011741 / 000993 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 190828000092 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,254.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7921 TURTLE LN OOLTEWAH TN 373637908, OOLTEWAH, TN 37363-7908 |
| Document Number | 828000093 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 011742/000001 |
| Instrument | 190828000093 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 14, 2019 |
| Property Address | 7921 TURTLE LN, OOLTEWAH, TN 37363-7908 |
| Document Number | 0214000108 |
| Book / Page | 011565 / 000361 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 190214000108 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2019 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,165.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7921 TURTLE LN OOLTEWAH TN 373637908, OOLTEWAH, TN 37363-7908 |
| Document Number | 214000109 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 011565/000364 |
| Instrument | 190214000109 |
| Name | CAPSTAR BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37215 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 13, 2049 |
The 2025 property tax bill for 7921 Turtle Ln was $2,300, up 6.7% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,300.00 (+6.68%) | $151,800 (+57.47%) | $607,200 (+57.47%) Land $70,000 Building $537,200 |
| 2024 | $2,156.00 (-0.42%) | $96,400 (-) | $385,600 (-) Land $44,500 Building $341,100 |
| 2023 | $2,165.00 | $96,400 | $385,600 Land $44,500 Building $341,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7921 Turtle Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7921 Turtle Ln is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 61% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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