800 N Olive Rd, Flora, IL 62839 Property Records

Clay County property record for 800 N Olive Rd, Flora, IL 62839

Property Summary

Property Type	Commercial
Lot Size	0.287 acres (12,519 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Mar 2026)
Tax Bill	$3,938 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-25-200-001`

Property Details

APN / Parcel Number

Primary APN	`10-25-200-001`

Exterior

Lot Area	12,519 sqft (0.287 acres)

Location & Zoning

Street Address	800 N OLIVE RD
City	FLORA
State	IL
Zip	62839-2305
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SEC 25-3-6 IN CORP PT NW NE (90' X 138.96')
Legal Range	06
Legal Township	03
Legal Section	25
Legal Subdivision	THIRD PRINCIPAL MERIDIAN
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	3
Census Block	3014
Census Tract	972100

Owner

800 N Olive Rd, a commercial property, is owned by an individual who bought it in March 2026.

Source: Clay County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	1017 LORI LN, 3, SPRINGFIELD, IL 62712-8789
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust · Line of Credit COMMUNITY PLUS SAVINGS BANK
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY SAVINGS BANK
Mar 5, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY PARTNER SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2026 · Amount on File
Deed Sale	Mar 5, 2026 · Amount on File
Prior Sale	May 3, 2022 · Amount on File
Deed Document Number	2026414
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Recording Date	Apr 1, 2026
Property Address	800 N OLIVE RD, FLORA, IL 62839-2305
Document Number	0000000606
Instrument Date	Mar 27, 2026
Instrument	2026606
Record Updated	Apr 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 E 3RD ST, FLORA, IL 62839-2555

Mortgage

Document Number	0000000606,
Date	Apr 1, 2026
Instrument	2026606

Lender

Name	COMMUNITY PLUS SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2036

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Recording Date	Apr 1, 2026
Property Address	800 N OLIVE RD, FLORA, IL 62839-2305
Document Number	D202600606
Instrument Date	Mar 27, 2026
Instrument	2026606
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 E 3RD ST, FLORA, IL 62839-2555

Mortgage

Document Number	0000000606,
Date	Apr 1, 2026
Instrument	2026606

Lender

Name	COMMUNITY SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2036

Interest

Rate	5.98%
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Mar 5, 2026
Property Address	800 N OLIVE RD, FLORA, IL 62839-2305
Document Number	D202600414
Map Reference	PR C PG 264
Instrument Date	Mar 4, 2026
Instrument	D202600414
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	222 HEMLOCK LN, FLORA, IL 62839-3442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 LORI LN APT 3, 3, SPRINGFIELD, IL 62712-8789

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	800 N OLIVE RD, FLORA, IL 62839-2305
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000205035
Date	Jun 14, 2022
Instrument	205035

Lender

Name	COMMUNITY PARTNER SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 13, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 800 N Olive Rd was $3,938, down 5.9% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,938.00 (-5.9%)	$51,437 (-) Land $6,484 Building $44,953	$154,311 (-) Land $19,452 Building $134,859
2024	$4,185.00	$51,437 Land $6,484 Building $44,953	$154,311 Land $19,452 Building $134,859
2022	$4,322.00 (+7.43%)	$45,391 Land $5,898 Building $39,493	$136,173 Land $17,694 Building $118,479
2021	$4,023.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 800 N Olive Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 800 N Olive Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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