629 N Olive Rd, Flora, IL 62839 Property Records

Clay County property record for 629 N Olive Rd, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 1,380 sqft · built 1911
Lot Size	1.72 acres (74,923 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jun 2026)
Tax Bill	$3,288 (2025)
Deeds & Mortgages	Oct 2026 Sale Sep 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-25-100-030`

Property Details

APN / Parcel Number

Primary APN	`10-25-100-030`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,380 sqft Living Area
Attic	Attic
Attic Area	1,380 sqft
Basement Area	690 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Slate
Lot Area	74,923 sqft (1.72 acres)
Garage Area	528 sqft
Driveway	Asphalt Driveway
Driveway Area	3,936 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Deck Area	124 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	629 N OLIVE RD
City	FLORA
State	IL
Zip	62839-2416
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SEC 25-3-6 IN CORP E PT LOT 2 NW 1.72 AC
Legal Range	06
Legal Township	03
Legal Section	25
Legal Subdivision	THIRD PRINCIPAL MERIDIAN
Legal Lot Number	2
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	3
Census Block	3020
Census Tract	972100

Owner

629 N Olive Rd, a residential property, is owned and occupied by two individuals who acquired it in September 2026.

Source: Clay County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	629 N OLIVE RD, FLORA, IL 62839-2416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 17, 2026	Correction Deed NONE LISTED ON DOCUMENT
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI
May 7, 2026	Deed of Trust, Mortgage · Line of Credit FLORA BANK AND TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Jun 7, 2012 · Amount on File
Deed Document Number	20261058
Last Transfer Date	Sep 21, 2026
Transfer Doc	0000001813
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Oct 9, 2026
Property Address	629 N OLIVE RD, FLORA, IL 62839-2416
Document Number	0000001813
Instrument Date	Sep 21, 2026
Instrument	20261813
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 N OLIVE RD, FLORA, IL 62839-2416

September 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	CLAY IL
Recording Date	Sep 17, 2026
Property Address	629 N OLIVE RD, FLORA, IL 62839-2416
Document Number	0000001657
Instrument Date	Sep 16, 2026
Instrument	20261657
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 N OLIVE RD, FLORA, IL 62839-2416

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Jun 2, 2026
Property Address	629 N OLIVE RD, FLORA, IL 62839-2416
Document Number	D202601058
Instrument Date	May 29, 2026
Instrument	20261058
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 N OLIVE RD, FLORA, IL 62839-2416

Mortgage

Document Number	0000001059,
Date	Jun 2, 2026
Instrument	20261059

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2031

Interest

Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Jun 2, 2026
Property Address	629 N OLIVE RD, FLORA, IL 62839-2416
Document Number	0000001058
Instrument Date	May 29, 2026
Instrument	20261058
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 N OLIVE RD, FLORA, IL 62839-2416

Mortgage

Document Number	0000001059,
Date	Jun 2, 2026
Instrument	20261059

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2031

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Recording Date	May 7, 2026
Property Address	629 N OLIVE RD, FLORA, IL 62839-2416
Document Number	0000000872
Instrument Date	May 1, 2026
Instrument	2026872
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 N OLIVE RD, FLORA, IL 62839-2416

Mortgage

Document Number	0000000872,
Date	May 7, 2026
Instrument	2026872

Lender

Name	FLORA BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 629 N Olive Rd was $3,288 with exemptions applied, up 8% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,288.00 (+8.02%) Homeowner's exemption Senior Citizen's exemption	$53,957 (+11.45%) Land $11,219 Building $42,738	$161,871 (+11.45%) Land $33,657 Building $128,214
2024	$3,044.00	$48,413 Land $10,066 Building $38,347	$145,239 Land $30,198 Building $115,041
2022	$2,840.00 (+10.03%) Homeowner's exemption Senior Citizen's exemption	$40,831 Land $8,448 Building $32,383	$122,493 Land $25,344 Building $97,149
2021	$2,581.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 629 N Olive Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 629 N Olive Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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