800 E Main St, Fernley, NV 89408 Property Records

Lyon County property record for 800 E Main St, Fernley, NV 89408

Property Summary

Property Type	Commercial
Details	200 sqft · built 1995
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on File
Last Sale	$325,000 (May 2021)
Tax Bill	$1,722 (2026)
Deeds & Mortgages	Jun 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021-102-11`

Property Details

APN / Parcel Number

Primary APN	`021-102-11`
Alternative APNs	`021-102-07` `2110211`

Interior

Stories	1 Story
Building Area	200 sqft Gross Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	800 E MAIN ST
City	FERNLEY
State	NV
Zip	89408-7619
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C2
Legal Description	13-20-24 FRW2NE4/POR CHANGED FROM PARCEL #021-102-07 FR W2 NE4 / PAR C / BA #184952
Legal Subdivision	MILLER & PRAY ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	LYON NV
Township / Civil Division	FERNLEY
Census Block Group	1
Census Block	1051
Census Tract	960103

Owner

800 E Main St, a commercial property, is owned by a company that bought it in May 2021.

Source: Lyon County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	612 RED OPAL CT, FERNLEY, NV 89408-9400
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · SBA Mortgage NEVADA STATE DEVELOPMENT CORPORATION
May 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage HERITAGE BANK OF NEVADA
May 28, 2021	Bargain and Sale Deed, Transfer · Commercial Mortgage HERITAGE BANK OF NEVADA
Apr 4, 2018	Grant Deed, Transfer · Conventional with PMI DAVID M JR HAIL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Prior Sale	Apr 15, 2011 · Amount on File
Deed Document Number	2021638256
Prior Transfer Date	Apr 13, 2011
Prior Transfer Doc	0000474979
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	800 E MAIN ST, FERNLEY, NV 89408-7619
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	TICOR TITLE COMPANY-SD COMMERCIAL, TICOR TITLE RENO COMMERCIAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000640219
Date	Jun 29, 2021
Instrument	640219

Lender

Name	NEVADA STATE DEVELOPMENT CORPORATION
Type	Government Agency
Address	RENO, NV 89509

Agreement

Type	SBA Mortgage
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	800 E MAIN ST, FERNLEY, NV 89408-7619
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	TICOR TITLE- RENO, TICOR TITLE RENO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000638259
Date	May 28, 2021
Instrument	638259

Lender

Name	HERITAGE BANK OF NEVADA
Type	Bank
Address	RENO, NV 89502

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYON NV
Recording Date	May 28, 2021
Property Address	800 E MAIN ST, FERNLEY, NV 89408-7619
Document Number	0000638256
Map Reference	FILE 184952
Instrument Date	May 26, 2021
Instrument	638256
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	TICOR TITLE- RENO, TICOR TITLE RENO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,267.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	468800 HIGHWAY 951, 468800, SAGLE, ID 83860

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1758 WALNUT DR, FERNLEY, NV 89408-7014

Mortgage

Document Number	0000638257
Date	May 28, 2021
Instrument	638257

Lender

Name	HERITAGE BANK OF NEVADA
Type	Bank
Address	RENO, NV 89502

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LYON NV
Recording Date	Apr 4, 2018
Property Address	800 E MAIN ST, FERNLEY, NV 89408-7619
Document Number	0000578727
Instrument Date	Apr 4, 2018
Instrument	578727
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	TITLE SERVICES AND ESCROW COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$838.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 SADDLE HORN WAY FERNLEY NV 894089095, FERNLEY, NV 89408-9095

Mortgage

Document Number	578728
Date	Apr 4, 2018
Instrument	578728

Lender

Name	DAVID M JR HAIL
Address	601 VANCE DR, FERNLEY, NV 89408-7582
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 800 E Main St was $1,722.

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Municipality	Fernley City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,722.00	$46,873 Land $34,578 Building $12,296	$133,923 Land $98,793 Building $35,130
2023	$2,115.00 (+3.32%)	$46,275 (+3.48%) Land $34,578 Building $11,697	$132,214 (+3.48%) Land $98,793 Building $33,421
2022	$2,047.00	$44,719 Land $34,578 Building $10,141	$127,768 Land $98,793 Building $28,975

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 800 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 800 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30

May also be available: Choice Broadband.

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