780 E Main St, Fernley, NV 89408 Property Records

Lyon County property record for 780 E Main St, Fernley, NV 89408

Property Summary

Property Type	Commercial
Details	5,000 sqft · built 1989
Lot Size	0.53 acres (23,087 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Jan 2017)
Tax Bill	$4,331 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-102-09`

Property Details

APN / Parcel Number

Primary APN	`021-102-09`
Alternative APN	`2110209`

Interior

Building Area	5,000 sqft Gross Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	23,087 sqft (0.53 acres)

Location & Zoning

Street Address	780 E MAIN ST
City	FERNLEY
State	NV
Zip	89408-9601
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C2
Legal Description	13-20-24 FRNE4 PAR A
Legal Subdivision	JOSEPH & THORA THIBAUT
Legal Block	1
Legal Lot Number	A
Jurisdiction	LYON NV
Township / Civil Division	FERNLEY
Census Block Group	1
Census Block	1051
Census Tract	960103

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	780 E MAIN ST, FERNLEY, NV 89408-9601
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2017	Deed of Trust, Mortgage NEVADA ST DEV
Jan 5, 2017	Grant Deed, Transfer · Conventional Mortgage HERITAGE BK/NV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2017 · Amount on Record
Deed Sale	Jan 5, 2017 · Amount on Record
Deed Document Number	2017559469
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	780 E MAIN ST, FERNLEY, NV 89408-9601
Document Number	0000560213
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIRST CENTENNIAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	780 E MAIN ST FERNLEY NV 894089601, FERNLEY, NV 89408-9601

Mortgage

Document Number	0000560213
Date	Jan 26, 2017
Instrument	560213

Lender

Name	NEVADA ST DEV
Type	Construction/Development Company
Address	RENO, NV 89509

Agreement

Amount	Amount Recorded

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LYON NV
Recording Date	Jan 5, 2017
Property Address	780 E MAIN ST, FERNLEY, NV 89408-9601
Document Number	0000559469
Instrument Date	Jan 4, 2017
Instrument	559469
Transaction Type	Transfer
Record Updated	Jan 20, 2017
Title Company	FIRST CENTENNIAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	275 MULL LN FERNLEY NV 894087054, FERNLEY, NV 89408-7054

Mortgage

Document Number	559470
Date	Jan 5, 2017
Instrument	559470

Lender

Name	HERITAGE BK/NV
Type	Bank
Address	RENO, NV 89502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	559472,
Date	Jan 5, 2017
Instrument	559472

Lender

Name	HERITAGE BK/NV
Type	Bank
Address	RENO, NV 89502

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Municipality	Fernley City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,331.00 (-7.63%)	$118,185 (+1.29%) Land $56,896 Building $61,289	$337,672 (+1.29%) Land $162,561 Building $175,111
2023	$4,689.00 (+6.71%)	$116,682 (+6.4%) Land $56,896 Building $59,786	$333,377 (+6.4%) Land $162,561 Building $170,816
2022	$4,394.00	$109,662 Land $56,896 Building $52,766	$313,322 Land $162,561 Building $150,761

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30

May also be available: Choice Broadband.

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