800 E 20th St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 800 E 20th St, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,026 sqft · built 1925
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Apr 2026)
Tax Bill	$3,456 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`081-108-16`

Property Details

APN / Parcel Number

Primary APN	`081-108-16`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	1,026 sqft
Basement Area	247 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Carport
Carport	Carport
Porch	Finished/Open Porch
Porch Area	189 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	800 E 20TH ST
City	CHARLOTTE
State	NC
Zip	28205-2634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L18 B23 M230-3
Legal Subdivision	EAST END
Legal Block	23
Legal Lot Number	18
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1013
Census Tract	800

Owner

Source: Mecklenburg County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	800 E 20TH ST, CHARLOTTE, NC 28205-2634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 2, 2020	Warranty Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jun 7, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 29, 2018	Warranty Deed, Construction Loan · Construction Mortgage 212 LOANS
Mar 26, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Nov 2, 2020 · Amount on Record
Deed Document Number	202637974
Deed Book / Page	40343 / 467
Prior Transfer Date	Jan 6, 2015
Prior Transfer Doc	0000001820
Record Updated	Jun 8, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 14, 2026
Property Address	800 E 20TH ST, CHARLOTTE, NC 28205-2634
Document Number	0000037974
Book / Page	40343 / 467
Instrument Date	Apr 14, 2026
Instrument	2026.37974
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	INVEST TITLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$114,130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 E 20TH ST, CHARLOTTE, NC 28205-2634

Mortgage

Document Number	0000037975,
Date	Apr 14, 2026
Book Page	40343/469
Instrument	2026.37975

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	800 E 20TH ST, CHARLOTTE, NC 28205-2634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118244
Date	Sep 9, 2019
Book Page	33829/767
Instrument	2019118244

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 2, 2020
Property Address	800 E 20TH ST, CHARLOTTE, NC 28205-2634
Document Number	0000183224
Book / Page	35263 / 805
Map Reference	MB 230 PG 3
Instrument Date	Nov 2, 2020
Instrument	2020183224
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	735 ASHDALE DR, 735, CHARLESTON, SC 29407-8500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 E 20TH ST, CHARLOTTE, NC 28205-2634

Mortgage

Document Number	0000183225
Date	Nov 2, 2020
Instrument	2020183225

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 7, 2018
Property Address	800 E 20TH ST, CHARLOTTE, NC 28205-2634
Document Number	0000070590
Book / Page	32738 / 738
Map Reference	MB230 PG3
Instrument Date	Jun 7, 2018
Instrument	2018070590
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$621.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4000 THISTLEDOWN CT, 4000, CHARLOTTE, NC 28269-8362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 E 20TH ST, CHARLOTTE, NC 28205-2634

Mortgage

Document Number	0000070591
Date	Jun 7, 2018
Instrument	2018070591

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

March 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 29, 2018
Property Address	800 E 20TH ST, CHARLOTTE, NC 28205-2634
Document Number	0000037409
Book / Page	032566 / 000776
Instrument Date	Mar 28, 2018
Instrument	37409
Transaction Type	Construction Loan
Record Updated	Apr 20, 2018
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4000 THISTLEDOWN CT CHARLOTTE NC 282698362, CHARLOTTE, NC 28269-8362

Mortgage

Document Number	37410
Date	Mar 29, 2018
Book Page	032566/000778
Instrument	37410

Lender

Name	212 LOANS
Address	FRIENDSWOOD, TX 77546

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 28, 2019

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 26, 2018
Property Address	800 E 20TH ST, CHARLOTTE, NC 28205-2634
Document Number	0000034793
Book / Page	032552 / 000045
Instrument Date	Mar 23, 2018
Instrument	34793
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	821 BAXTER ST #312 CHARLOTTE NC 282022713, 312, CHARLOTTE, NC 28202-2713

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$436,200 Land $350,000 Building $86,200	$436,200 Land $350,000 Building $86,200
2024	$3,456.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

Nearby Properties on E 20th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures