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817 E 20th St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 817 E 20th St, Charlotte, NC 28205

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,258 sqft · built 1927
Lot Size0.133 acres (5,801 sqft)
OwnerIndividual Name on File
Last Sale$545,000 (Aug 2022)
Tax Bill$5,045 (2023)
Deeds & MortgagesAug 2022 Sale & Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN081-109-05

Property Details

APN / Parcel Number

Primary APN081-109-05

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,258 sqft Heated Area
Gross Area1,405 sqft
1st Floor Area1,178 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Architectural StyleOther
Exterior MaterialComposition/Composite
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area5,801 sqft (0.133 acres)
PorchPorch
Porch Area147 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number081-109-05
Street Address817 E 20TH ST
CityCHARLOTTE
StateNC
Zip28205-2633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionP5 B24 M230-3
Legal SubdivisionEAST END REV MAP
Legal Block24
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1006
Census Tract800

Owner

Source: Mecklenburg County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address817 E 20TH ST, CHARLOTTE, NC 28205-2633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2022Warranty Deed, Transfer · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Oct 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 22, 2022 · Amount on Record
Deed SaleAug 22, 2022 · Amount on Record
Prior SaleAug 12, 2016 · Amount on Record
Deed Document Number0037590111
Deed Book / Page37590 / 111
Record UpdatedJun 7, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 22, 2022
Property Address817 E 20TH ST, CHARLOTTE, NC 28205-2633
Document Number0000120741
Book / Page37590 / 111
Map ReferenceMB 230 PG 3
Instrument DateAug 22, 2022
Instrument2022120741
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyBARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TTL SVCS OF CAROL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,090.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address106 MOUNT VERNON DR, WILMINGTON, NC 28403-0313

Transferred To (Grantee/Buyer)

NameVerified Name
Address817 E 20TH ST, CHARLOTTE, NC 28205-2633

Mortgage

Document Number0000120742
DateAug 22, 2022
Instrument2022120742
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address817 E 20TH ST, CHARLOTTE, NC 28205-2633
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000176729
DateOct 23, 2020
Book Page35222/874
Instrument2020176729
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Google Fiber.

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