Kane County property record for 800 Cedar Ave, Saint Charles, IL 60174
| Property Type | Commercial |
|---|---|
| Details | 3,600 sqft · built 1987 |
| Lot Size | 1.11 acres (48,787 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $780,000 (Jun 2022) |
| Tax Bill | $17,507 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jun 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-458-010 |
| Primary APN | 09-27-458-010 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,600 sqft Gross Area |
| 1st Floor Area | 3,600 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 48,787 sqft |
| Street Address | 800 CEDAR AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2223 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | MINARD, FERSON & HUNTS ADD TO - BLK 5 & BLK 12 DESC IN DOCS 2017856, 1678766 - 5-7-84 (EX PT DESC IN DOC 5K043112) |
| Legal Subdivision | MINARD FERSON&HUNTS |
| Legal Block | 5,12 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 852300 |
800 Cedar Ave, a commercial property, is owned by a company that bought it in June 2022.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 6N586 IL ROUTE 31, SAINT CHARLES, IL 60175-6333 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2022 | Deed of Trust, Mortgage · Commercial Mortgage SPERCPR 504 INC |
| Jun 6, 2022 | Deed, Transfer · Commercial Mortgage BLACKHAWK BANK |
| Apr 12, 2021 | Intrafamily Transfer, Transfer |
| Oct 26, 2018 | Deed of Trust, Mortgage FIRST STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2022 · Amount on File |
| Deed Sale | Jun 6, 2022 · Amount on File |
| Deed Document Number | 202229493 |
| Prior Transfer Date | May 24, 2022 |
| Prior Transfer Doc | 0000027627 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 800 CEDAR AVE, ST CHARLES, IL 60174-2223 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2022 |
| Title Company | PREMIER TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000044035 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 2022K044035 |
| Name | SPERCPR 504 INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60605 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 6, 2022 |
| Property Address | 800 CEDAR AVE, ST CHARLES, IL 60174-2223 |
| Document Number | 0000029493 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022K029493 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6N586 IL ROUTE 31, ST CHARLES, IL 60175-6333 |
| Document Number | 0000029495 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 2022K029495 |
| Name | BLACKHAWK BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0000029494 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 2022K029494 |
| Name | BLACKHAWK BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 12, 2021 |
| Property Address | 800 CEDAR AVE, ST CHARLES, IL 60174-2223 |
| Document Number | 0000028388 |
| Instrument Date | Apr 7, 2021 |
| Instrument | 2021K028388 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 617 HORNE ST, SAINT CHARLES, IL 60174-3901 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 800 CEDAR AVE, ST CHARLES, IL 60174-2223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000052505 |
|---|---|
| Date | Oct 26, 2018 |
| Instrument | 2018K052505 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Oct 26, 2038 |
The 2025 property tax bill for 800 Cedar Ave was $17,507.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,507.00 | $249,624 (-11.59%) Land $98,594 Building $151,030 | $749,172 (-11.59%) Land $295,900 Building $453,271 |
| 2024 | $282,340 Land $90,845 Building $191,495 | $847,359 Land $272,644 Building $574,715 | |
| 2022 | $19,577.00 (+3.86%) | $242,469 (+4.91%) Land $80,998 Building $161,471 | $727,407 (+4.91%) Land $242,994 Building $484,413 |
| 2021 | $18,849.00 | $231,121 Land $77,207 Building $153,914 | $693,363 Land $231,621 Building $461,742 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 800 Cedar Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 29 (1979–2020) |
| Claims Outside the SFHA | 5 of 29 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 800 Cedar Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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