714 Cedar Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 714 Cedar Ave, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 822 sqft · built 1930
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Tax Bill$5,086 (2025)
Flood ZoneZone X (minimal risk)
APN09-27-458-005

Property Details

APN / Parcel Number

Primary APN09-27-458-005

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area822 sqft Living Area
1st Floor Area822 sqft
Basement Area822 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1959
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address714 CEDAR AVE
CitySAINT CHARLES
StateIL
Zip60174-2250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 008-SEOLDTWN STC,AVE
Legal SubdivisionMINARD FERSON&HUNTS
Legal Block1
Legal Lot Number7,8
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1001
Census Tract852300

Owner

714 Cedar Ave is owned by two individuals who acquired it in April 1999.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address19535 HOOVER RD, STERLING, IL 61081-9558
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 20, 1999
Transfer Doc0000039757
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 714 Cedar Ave was $5,086.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,086.00$72,520 (+8.53%) Land $28,008 Building $44,512$217,647 (+8.53%) Land $84,058 Building $133,589
2024$66,821 Land $25,807 Building $41,014$200,543 Land $77,452 Building $123,091
2022$4,647.00 (+3.84%)$57,565 (+4.91%) Land $23,242 Building $34,323$172,695 (+4.91%) Land $69,726 Building $102,969
2021$4,475.00$54,871 Land $22,154 Building $32,717$164,613 Land $66,462 Building $98,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 714 Cedar Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims29 (1979–2020)
Claims Outside the SFHA5 of 29
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 714 Cedar Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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