80 Upper Cottage Ln, Highlands, NC 28741 Property Records

Jackson County property record for 80 Upper Cottage Ln, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 3,038 sqft · built 2005
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on File
Last Sale	$2,600,000 (Jun 2022)
Tax Bill	$8,686 (2025)
Deeds & Mortgages	Oct 2025 Sale Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7551-59-3235`

Property Details

APN / Parcel Number

Primary APN	`7551-59-3235`
Alternative APN	`143305`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,038 sqft Heated Area
1st Floor Area	1,713 sqft
Basement Area	1,325 sqft
Finished Basement	1,325 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	3,485 sqft (0.08 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	276 sqft
Carport	Carport
Carport Area	276 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	521 sqft
Deck Area	52 sqft
Patio Area	106 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	80 UPPER COTTAGE LN
City	HIGHLANDS
State	NC
Zip	28741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8A,8B THE COTTAGES
Legal Subdivision	THE COTTAGES AT HIGHIANDS COVE
Legal Lot Number	8A,8B
Jurisdiction	JACKSON NC
Township / Civil Division	HAMBURG
Census Block Group	2
Census Block	2093
Census Tract	950800

Owner

80 Upper Cottage Ln is owned by a company that bought it in June 2022.

Source: Jackson County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	407 WYCLIFFE DR, HOUSTON, TX 77079-7132
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Special Warranty Deed, Transfer
Jun 30, 2022	Warranty Deed, Transfer
Apr 1, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Apr 1, 2020 · Amount on File
Deed Book / Page	2338 / 104
Record Updated	Oct 29, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 14, 2025
Property Address	80 UPPER COTTAGE LN, HIGHLANDS, NC 28741
Document Number	0024061233
Book / Page	2406 / 1233
Map Reference	CAB 16 SL 71
Instrument Date	Sep 30, 2025
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5715 INDIAN TRL, HOUSTON, TX 77057-1304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 WYCLIFFE DR, HOUSTON, TX 77079-7132

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 30, 2022
Property Address	80 UPPER COTTAGE LN, HIGHLANDS, NC 28741
Document Number	0023380104
Book / Page	2338 / 104
Map Reference	CAB 16 SL 71
Instrument Date	Jun 20, 2022
Transaction Type	Transfer
Record Updated	Jul 18, 2022

Transaction

Amount	Amount on Record
Tax	$5,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5715 INDIAN TRL, HOUSTON, TX 77057-1304

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Apr 1, 2020
Property Address	80 UPPER COTTAGE LN, HIGHLANDS, NC 28741
Document Number	0022631761
Book / Page	002263 / 001761
Instrument Date	Mar 24, 2020
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 SINCLAIR LN SANTA ROSA BEACH FL 324597544, SANTA ROSA BEACH, FL 32459-7544

Tax Assessment & Valuation

The 2025 property tax bill for 80 Upper Cottage Ln was $8,686.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,286,049 (-) Land $200,000 Building $2,086,049
2025	$8,686.00	$2,286,049 Land $200,000 Building $2,086,049
2023	$5,005.00	$1,317,240 Land $200,000 Building $1,117,240

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 80 Upper Cottage Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 80 Upper Cottage Ln is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BalsamWest FiberNET Fiber	1,000 / 500
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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