Jackson County property record for 60 Upper Cottage Ln, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 3,038 sqft · built 2005 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $950,000 (Nov 2017) |
| Tax Bill | $8,197 (2025) |
| Deeds & Mortgages | Nov 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 7551-59-2186 |
| Primary APN | 7551-59-2186 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,038 sqft Heated Area |
| 1st Floor Area | 1,713 sqft |
| Basement Area | 1,325 sqft |
| Finished Basement | 1,325 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Roof Type | Wood Truss |
| Roof Material | Wood Shingle |
| Lot Area | 3,920 sqft (0.09 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
|---|---|
| Porch Area | 521 sqft |
| Deck Area | 52 sqft |
| Patio Area | 106 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 60 UPPER COTTAGE LN |
|---|---|
| City | HIGHLANDS |
| State | NC |
| Zip | 28741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 7A,7B THE COTTAGES |
| Legal Subdivision | THE COTTAGES AT HIGHLANDS COVE |
| Legal Lot Number | 7A,7B |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | HAMBURG |
| Census Block Group | 2 |
| Census Block | 2094 |
| Census Tract | 950800 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 790 GLENGATE PL, SANDY SPRINGS, GA 30328-7258 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2017 · Amount on Record |
| Deed Sale | Nov 28, 2017 · Amount on Record |
| Prior Sale | Sep 21, 2007 · Amount on Record |
| Deed Book / Page | 2201 / 1837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Nov 28, 2017 |
| Property Address | 60 UPPER COTTAGE LN, HIGHLANDS, NC 28741 |
| Document Number | 0022011837 |
| Book / Page | 002201 / 001837 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,900.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 790 GLENGATE PL ATLANTA GA 303287258, ATLANTA, GA 30328-7258 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,157,289 (+82.92%) Land $200,000 Building $1,957,289 | |
| 2025 | $8,197.00 (+82.93%) | |
| 2023 | $4,481.00 | $1,179,330 Land $200,000 Building $979,330 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2013–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BalsamWest FiberNET Fiber | 1,000 / 500 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, Verizon.
5G (outdoors only) and 4G LTE
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