80 Spruce Ct, Evergreen, CO 80439 Property Records

Clear Creek County property record for 80 Spruce Ct, Evergreen, CO 80439

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,260 sqft · built 1988
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Oct 2025)
Tax Bill	$3,675 (2025)
Deeds & Mortgages	Oct 2026 Construction Loan Feb 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1963-352-01-020`

Property Details

APN / Parcel Number

Primary APN	`1963-352-01-020`
Alternative APN	`R013647`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,260 sqft Living Area
Gross Area	2,313 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Rustic
Exterior Material	Logs
Roof Material	Wood Shingle
Lot Area	57,499 sqft (1.32 acres)
Terrain	Below Road/Slope
Garage Area	917 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Deck Area	778 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	R013647
Street Address	80 SPRUCE CT
City	EVERGREEN
State	CO
Zip	80439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR-1
Legal Description	SUBDIVISION: EVERGREEN WEST LOT: 37 F3 & IMPS ESMTS 452/209 452/215 451/609 461/885
Legal Subdivision	EVERGREEN WEST
Legal Lot Number	37
Jurisdiction	CLEAR CREEK CO
Township / Civil Division	IDAHO SPRINGS
Census Block Group	2
Census Block	2046
Census Tract	14701

Owner

Source: Clear Creek County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 SOUTHMOOR DR, DENVER, CO 80220-5957
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Construction Mortgage BANK OF COLORADO
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 2, 2025	Warranty Deed, Transfer · Conventional Mortgage NEXBANK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on Record
Deed Sale	Oct 2, 2025 · Amount on Record
Prior Sale	Nov 23, 2015 · Amount on Record
Deed Document Number	2025316862
Deed Book / Page	1076 / 925
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Recording Date	Oct 1, 2026
Property Address	80 SPRUCE CT, EVERGREEN, CO 80439
Document Number	0000320171
Book / Page	1092 / 86
Instrument Date	Sep 28, 2026
Instrument	2026320171
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 SOUTHMOOR DR, DENVER, CO 80220-5957

Mortgage

Document Number	0000320171,
Date	Oct 1, 2026
Book Page	1092/86
Instrument	2026320171

Lender

Name	BANK OF COLORADO

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 28, 2027

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	80 SPRUCE CT, EVERGREEN, CO 80439
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010810777
Date	Feb 2, 2026
Book Page	1081/777
Instrument	317944

Lender

Name	US BANK NA
Type	Bank
Address	425 WALNUT ST, CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	270 Months
Due	Aug 15, 2048

Interest

Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	Oct 2, 2025
Property Address	80 SPRUCE CT, EVERGREEN, CO 80439
Document Number	0010760925
Book / Page	1076 / 925
Instrument Date	Oct 1, 2025
Instrument	316862
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 SPRUCE CT, EVERGREEN, CO 80439

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	115 SOUTHMOOR DR, DENVER, CO 80220-5957
Investor	Possibly a Property Investor

Mortgage

Document Number	0000316863
Date	Oct 2, 2025
Instrument	316863

Lender

Name	NEXBANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Clear Creek County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Clear Creek County
Unified School District	Clear Creek School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,675.00 (+22.09%)	$47,910 (+23.73%) Land $8,860 Building $39,050	$766,510 (+32.61%) Land $141,780 Building $624,730
2024	$3,010.00 (+15.19%)	$38,720 (+14.83%) Land $8,670 Building $30,050
2023	$2,613.00 (+9.15%)	$33,720 (+11.47%) Land $8,560 Building $25,160	$578,030 (+32.78%) Land $129,460 Building $448,570
2022	$2,394.00	$30,250 Land $9,850 Building $20,400	$435,340 Land $141,780 Building $293,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 95% of Colorado
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	80 / 10
Clear Creek Broadband Fixed Wireless	50 / 10

May also be available: Visionary Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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