54 Spruce Ct, Evergreen, CO 80439 Property Records

Clear Creek County property record for 54 Spruce Ct, Evergreen, CO 80439

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,374 sqft · built 1994
Lot Size	1.69 acres (73,616 sqft)
Owner	Individual Name on Record
Last Sale	$1,195,000 (Jun 2023)
Tax Bill	$5,729 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1963-352-01-032`

Property Details

APN / Parcel Number

Primary APN	`1963-352-01-032`
Alternative APN	`R013658`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,374 sqft Living Area
Gross Area	4,022 sqft
Basement Area	1,258 sqft
Finished Basement	1,258 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Contemporary
Exterior Material	Shingles
Roof Material	Composition Shingle
Lot Area	73,616 sqft (1.69 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Deck Area	764 sqft
Patio Area	764 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	R013658
Street Address	54 SPRUCE CT
City	EVERGREEN
State	CO
Zip	80439-4517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR-1
Legal Description	SUBDIVISION: EVERGREEN WEST LOT: 36 F3 & IMPS
Legal Subdivision	EVERGREEN WEST
Legal Lot Number	36
Jurisdiction	CLEAR CREEK CO
Township / Civil Division	IDAHO SPRINGS
Census Block Group	2
Census Block	2046
Census Tract	14701

Owner

Source: Clear Creek County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 SPRUCE CT, EVERGREEN, CO 80439-4517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN STATE BANK
Jun 13, 2023	Warranty Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2023 · Amount on Record
Deed Sale	Jun 13, 2023 · Amount on Record
Prior Sale	Jul 7, 2009 · Amount on Record
Deed Document Number	2023309587
Deed Book / Page	1045 / 231
Prior Transfer Date	Dec 16, 2016
Prior Transfer Doc	0009280657
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	54 SPRUCE CT, EVERGREEN, CO 80439-4517
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	ELEVATED TITLE LLC, ELEVATED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SPRUCE CT, EVERGREEN, CO 80439-4517

Mortgage

Document Number	0010430799
Date	May 2, 2023
Book Page	1043/799
Instrument	309231

Lender

Name	FIRST AMERICAN STATE BANK
Type	Bank
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	May 25, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	Jun 13, 2023
Property Address	54 SPRUCE CT, EVERGREEN, CO 80439-4517
Document Number	0010450231
Book / Page	1045 / 231
Instrument Date	Jun 9, 2023
Instrument	309587
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	54 SPRUCE CT, EVERGREEN, CO 80439-4517

Mortgage

Document Number	0000309588
Date	Jun 13, 2023
Instrument	309588

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Clear Creek County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Clear Creek County
Unified School District	Clear Creek School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,729.00 (+25.91%)	$74,690 (+27.2%) Land $10,060 Building $64,630	$1,195,000 (+36.36%) Land $160,940 Building $1,034,060
2023	$4,550.00 (+10.89%)	$58,720 (+13.27%) Land $10,150 Building $48,570	$876,350 (+17.5%) Land $151,440 Building $724,910
2022	$4,103.00	$51,840 Land $11,190 Building $40,650	$745,800 Land $160,940 Building $584,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 97.7% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	80 / 10
Clear Creek Broadband Fixed Wireless	50 / 10

May also be available: Visionary Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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