80 Ryecliffe Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 80 Ryecliffe Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,790 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$475,500 (Sep 2021)
Tax Bill	$6,098 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7029-00130-0040`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7029-00130-0040`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,790 sqft Heated Area
Gross Area	3,616 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Driveway	Driveway
Driveway Area	572 sqft
Pool Type	Pool with Hot Tub/Spa
Pool Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	80 RYECLIFFE DR
City	PALM COAST
State	FL
Zip	32164-6424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 29 BL 13 LT 4 OR 330 PG 741 OR 352 PG 592 OR 426 PG 84 OR 436 PG 1634 OR 553 PG 1539 OR 651 PG 55 OR 954 PG 16
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	13
Legal Lot Number	4
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3023
Census Tract	60214

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	80 RYECLIFFE DR, PALM COAST, FL 32164-6424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Prior Sale	Feb 8, 2006 · Amount on Record
Deed Document Number	2021053101
Deed Book / Page	2610 / 383
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 28, 2021
Property Address	80 RYECLIFFE DR, PALM COAST, FL 32164-6424
Document Number	0026100383
Book / Page	2610 / 383
Map Reference	MB 10 PG 17-29
Instrument Date	Sep 23, 2021
Instrument	2021053101
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	COVENANT TITLE, COVENANT CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,328.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 RYECLIFFE DR, PALM COAST, FL 32164-6424

Mortgage

Document Number	0002610385
Date	Sep 28, 2021
Instrument	2610/385

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,098.00 (+1.35%) Homeowner's exemption	$378,699 (+3.05%) Land $55,000 Building $323,699	$378,699 (-1.66%) Land $55,000 Building $323,699
2023	$6,017.00 (+0.69%) Homeowner's exemption	$367,475 (+3%)	$385,105 (+7.94%) Land $43,000 Building $342,105
2022	$5,976.00 Homeowner's exemption	$356,772 Land $44,500 Building $312,272	$356,772 Land $44,500 Building $312,272

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20