Flagler County property record for 79 Ryecliffe Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,720 sqft · built 2019 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,200 (Sep 2023) |
| Tax Bill | $3,724 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Sep 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7029-00110-0020 |
| Primary APN | 07-11-31-7029-00110-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 2,179 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 79 RYECLIFFE DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 29 BL 11 LT 2 OR 421/418 OR 1968/44 OR 2258/760 OR 2359/380 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 11 |
| Legal Lot Number | 2 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 60214 |
79 Ryecliffe Dr is owned and occupied by an individual who acquired it in August 2024.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 79 RYECLIFFE DR, PALM COAST, FL 32164-6433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2023 | Quit Claim Deed, Transfer NOT AVAILABLE, DAYTONA BLUE OCEAN TITLE |
| Sep 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERITRUST MORTGAGE CORP |
| Jun 3, 2019 | Grant Deed, Transfer · Conventional Mortgage INSPIRE HM LNS INC |
| Feb 7, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jan 2, 2018 | Loan Modification, Mortgage · Line of Credit TEXAS CAP BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2023 · Amount on File |
| Deed Sale | Sep 27, 2023 · Amount on File |
| Prior Sale | Sep 14, 2023 · Amount on File |
| Deed Document Number | 202342097 |
| Deed Book / Page | 2814 / 1693 |
| Last Transfer Date | Aug 19, 2024 |
| Transfer Doc | 0028951682 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 27, 2023 |
| Property Address | 79 RYECLIFFE DR, PALM COAST, FL 32164-6433 |
| Document Number | 0028141693 |
| Book / Page | 2814 / 1693 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 2023042097 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Title Company | NOT AVAILABLE, DAYTONA BLUE OCEAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $862.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 79 RYECLIFFE DR, PALM COAST, FL 32164-6433 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 79 RYECLIFFE DR, PALM COAST, FL 32164-6433 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 14, 2023 |
| Property Address | 79 RYECLIFFE DR, PALM COAST, FL 32164-6433 |
| Document Number | 0028120466 |
| Book / Page | 2812 / 466 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 2023040361 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | NOT AVAILABLE, PORT ORANGE BLUE OCEAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,156.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 37 COMANCHE CT, PALM COAST, FL 32137-8996 |
| Name | Verified Name |
|---|---|
| Address | 79 RYECLIFFE DR, PALM COAST, FL 32164-6433 |
| Document Number | 0002812468 |
|---|---|
| Date | Sep 14, 2023 |
| Instrument | 2812/468 |
| Name | AMERITRUST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 3, 2019 |
| Property Address | 79 RYECLIFFE DR, PALM COAST, FL 32164-6433 |
| Document Number | 0023590380 |
| Book / Page | 002359 / 000380 |
| Instrument Date | May 30, 2019 |
| Instrument | 19823 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,179.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37 COMANCHE CT PALM COAST FL 321378996, PALM COAST, FL 32137-8996 |
| Document Number | 23590382 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 002359/000382 |
| Instrument | 19824 |
| Name | INSPIRE HM LNS INC |
|---|---|
| Address | NEWPORT BEACH, CA 92660 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 2, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 7, 2018 |
| Property Address | 79 RYECLIFFE DR, PALM COAST, FL 32164-6433 |
| Document Number | 0022580760 |
| Book / Page | 002258 / 000760 |
| Instrument Date | Jan 16, 2018 |
| Instrument | 4816 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $91.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3300 BATTLEGROUND AVE #230 GREENSBORO NC 274102490, 230, GREENSBORO, NC 27410-2490 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 79 RYECLIFFE DR, PALM COAST, FL 32164-6433 |
| Document Number | 0022580761 |
| Book / Page | 002258 / 000761 |
| Instrument Date | Jan 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3300 BATTLEGROUND AVE #230 GREENSBORO NC 274102490, 230, GREENSBORO, NC 27410-2490 |
| Investor | Possibly a Property Investor |
| Document Number | 0022580761 |
|---|---|
| Date | Feb 7, 2018 |
| Book Page | 002258/000761 |
| Instrument | 4817 |
| Name | TEXAS CAP BK |
|---|---|
| Type | Bank |
| Address | 2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 79 Ryecliffe Dr was $3,724, up 5.2% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,724.00 (+5.17%) | $248,107 | $250,182 Land $55,000 Building $195,182 |
| 2024 | $3,541.00 (-13.76%) | ||
| 2023 | $4,106.00 (+4.48%) | $242,939 (+1.96%) Land $43,000 Building $199,939 | $242,939 (+1.96%) Land $43,000 Building $199,939 |
| 2022 | $3,930.00 | $238,271 Land $44,500 Building $193,771 | $238,271 Land $44,500 Building $193,771 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 79 Ryecliffe Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 79 Ryecliffe Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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