80 Ocean Front Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 80 Ocean Front Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,982 sqft · built 1993
Lot Size	1.87 acres (81,680 sqft)
Owner	2 Owner Names on Record
Last Sale	$2,300,000 (Jul 2002)
Tax Bill	$31,019 (2024)
Flood Zone	Zone VE (high risk)
APN	`00498700-000000`

Property Details

APN / Parcel Number

Primary APN	`00498700-000000`
Alternative APNs	`33613900498700000000` `1616567`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	3,982 sqft Living Area
1st Floor Area	3,982 sqft
Flooring	Marble
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2015
Exterior Material	Other
Construction Type	Concrete
Foundation Type	Pile
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	81,680 sqft (1.87 acres)
Garage Area	991 sqft

Exterior Amenities

Pool Area	640 sqft
Porch	Open Porch
Porch Area	2,015 sqft
Deck Area	5,992 sqft
Patio Area	7,672 sqft
Water Feature	Water Feature
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1616567
Old Parcel Number	33613900498700000000
Street Address	80 OCEAN FRONT DR
City	KEY LARGO
State	FL
Zip	33037-4240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMD & EXT PLAT OF KEY LARGO OCEAN SHORES PB4-18 KEY LARGO TRACT 4 & PT TR 5 & ADJ BAY BOTTOM (FILLED) OR340-558DC C J DOCKET
Legal Range	39E
Legal Township	61S
Legal Section	33
Legal Subdivision	AMENDED & EXTENDED PLAT OF KEY LARGO OCE
Legal Tract	4
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2015
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	705 PRINCETON AVE, BRICK, NJ 08724-4831

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2002 · Amount on Record
Deed Sale	Jul 9, 2002 · Amount on Record
Deed Document Number	0179800299
Deed Book / Page	01798 / 00299
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,147,467 (+20.1%) Land $3,831,897 Building $1,315,570	$5,147,467 (+20.1%) Land $3,831,897 Building $1,315,570
2024	$31,019.00 (+9.48%)
2023	$28,334.00 (+21.09%)	$4,286,004 (+29.31%) Land $3,006,580 Building $1,279,424	$4,286,004 (+29.31%) Land $3,006,580 Building $1,279,424
2022	$23,399.00	$3,314,539 Land $2,063,361 Building $1,251,178	$3,314,539 Land $2,063,361 Building $1,251,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 595 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	839 units insured incl. 244 condo units
Nearby Flood Claims	304 (1983–2025)
Claims Outside the SFHA	8 of 304
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 221 claims Hurricane Irene, Oct 1999 · 24 claims Hurricane Georges, Sep 1998 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20