Monroe County property record for 50 Ocean Front Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,908 sqft · built 1991 |
| Lot Size | 1.05 acres (45,870 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,650,000 (Nov 2012) |
| Tax Bill | $12,365 (2024) |
| Flood Zone | Zone VE (high risk) |
| APN | 00498730-000200 |
| Primary APN | 00498730-000200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 3 Stories |
| Building Area | 2,908 sqft Living Area |
| 1st Floor Area | 2,908 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 45,870 sqft (1.05 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 1,032 sqft |
| Pool Area | 382 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,944 sqft |
| Deck Area | 190 sqft |
| Patio Area | 190 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 8798709 |
|---|---|
| Old Parcel Number | 33613900498730000200 |
| Street Address | 50 OCEAN FRONT DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SWLY 86.67 FT OF NELY 173.33 FT OF TRACT 7 AMD AND EXT PLAT OF KEY LARGO OCEAN SHORES PB4-18 KEY LARGO OR1182-1830 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 33 |
| Legal Subdivision | AMENDED & EXTENDED PLAT OF KEY LARGO OCE |
| Legal Tract | 7 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 50 OCEAN FRONT DR, KEY LARGO, FL 33037-4240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2012 · Amount on Record |
| Deed Sale | Nov 9, 2012 · Amount on Record |
| Prior Sale | Aug 26, 2008 · Amount on Record |
| Deed Document Number | 1906867 |
| Deed Book / Page | 2597 / 2269 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,584,596 (+5.99%) | $3,016,169 (+12.74%) Land $2,136,968 Building $879,201 | |
| 2024 | $12,365.00 (+3.05%) | ||
| 2023 | $11,999.00 (+6.7%) Homeowner's exemption | $1,495,086 (+3%) | $2,675,372 (+31.45%) Land $1,853,500 Building $821,872 |
| 2022 | $11,246.00 Homeowner's exemption | $1,451,540 | $2,035,316 Land $1,272,028 Building $763,288 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 595 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 839 units insured incl. 244 condo units |
| Nearby Flood Claims | 304 (1983–2025) |
| Claims Outside the SFHA | 8 of 304 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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