Marin County property record for 80 Montego Key, Novato, CA 94949
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,500 sqft · built 1963 |
| Lot Size | 0.239 acres (10,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Mar 2003) |
| Tax Bill | $9,745 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-212-06 |
| Primary APN | 157-212-06 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 10,400 sqft (0.239 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 700 sqft |
| Patio Area | 700 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 80 MONTEGO KY |
|---|---|
| City | NOVATO |
| State | CA |
| Zip | 94949-5350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L144 /B11P58 M BEL-MARIN KEYS #1-A |
| Legal Subdivision | BEL-MARIN KEYS #1-C |
| Legal Lot Number | 144 |
| Jurisdiction | MARIN CA |
| Township / Civil Division | NOVATO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 104300 |
80 Montego Key is owned and occupied by two individuals who bought it in March 2003.
Source: Marin County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 80 MONTEGO KY, NOVATO, CA 94949-5350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2003 · Amount on File |
| Deed Sale | Mar 18, 2003 · Amount on File |
| Prior Sale | Apr 2, 1996 · Amount on File |
| Deed Document Number | 200328063 |
| Prior Transfer Date | Jan 2, 2003 |
| Prior Transfer Doc | 0000000908 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 80 MONTEGO KY, NOVATO, CA 94949-5350 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 80 MONTEGO KY, NOVATO, CA 94949-5350 |
| Document Number | 0000044953 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 2020-0044953 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VILLA PARK, IL 60181 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 80 Montego Key was $9,745 with a homeowner's exemption.
Source: Marin County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Marin County |
| Unified School District | Novato Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $511,693 (+2%) Land $276,804 Building $234,889 | |
| 2025 | $9,745.00 Homeowner's exemption | $501,661 Land $271,377 Building $230,284 |
| 2023 | $7,583.00 (+2.67%) Homeowner's exemption | $482,181 Land $260,839 Building $221,342 |
| 2022 | $7,386.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 80 Montego Key in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 281 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 281 in force |
| Nearby Flood Claims | 10 (1982–2023) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Feb 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 80 Montego Key is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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