Cortland County and Cortland City property record for 80 Maple Ave, Cortland, NY 13045
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,352 sqft · built 1900 |
| Lot Size | 0.096 acres (4,181 sqft) |
| Owner | Company Name on File |
| Last Sale | $54,000 (Nov 2024) |
| Tax Bill | $6,661 (2026) |
| Deeds & Mortgages | Sep 2025 Refinance Jun 2021 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 110200 86.49-01-28.000 |
| Primary APN | 110200 86.49-01-28.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,352 sqft Total Area |
| 1st Floor Area | 736 sqft |
| 2nd Floor Area | 616 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,181 sqft (0.096 acres) |
| Lot Dimensions | 114 ft deep x 39.8 ft wide |
| Porch | Slab |
| Porch Area | 382 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 80 MAPLE AVE |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-1937 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 1 |
| Legal Lot Number | 28.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970700 |
80 Maple Ave, a duplex, is owned by a company that acquired it in April 2025.
Source: Cortland County and Cortland City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1210 DAVINCI DR, CORTLAND, NY 13045-9248 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance BEGINNINGS CU |
| Jun 25, 2021 | Warranty Deed, Transfer |
| Jan 17, 2019 | Warranty Deed, Transfer · Line of Credit RICHARD C CARGEN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2024 · Amount on File |
| Deed Sale | Nov 13, 2024 · Amount on File |
| Prior Sale | Jun 25, 2021 · Amount on File |
| Deed Document Number | 20244648 |
| Last Transfer Date | Apr 21, 2025 |
| Transfer Doc | 0000003269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 80 MAPLE AVE, CORTLAND, NY 13045-1937 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000004462 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 2025-04462 |
| Name | BEGINNINGS CU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Jun 25, 2021 |
| Property Address | 80 MAPLE AVE, CORTLAND, NY 13045-1937 |
| Document Number | 3435 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 2021-03435 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8800 SHORE FRONT PKWY, ROCKAWAY BEACH, NY 11693-1881 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Jan 17, 2019 |
| Property Address | 80 MAPLE AVE, CORTLAND, NY 13045-1937 |
| Document Number | 0000000222 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 222 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5041 SKINNER HILL RD MORAVIA NY 131182418, MORAVIA, NY 13118-2418 |
| Document Number | 223 |
|---|---|
| Date | Jan 17, 2019 |
| Instrument | 223 |
| Name | RICHARD C CARGEN |
|---|---|
| Address | 6969 COLD BROOK RD, HOMER, NY 13077-9738 |
| Special Notes | Seller Financed |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 80 Maple Ave was $6,661, up 143.8% from the year before.
Source: Cortland County and Cortland City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,661.00 (+143.81%) | ||
| 2025 | $2,732.00 | $110,000 Land $11,800 Building $98,200 | $113,402 Land $12,165 Building $101,237 |
| 2023 | $2,556.00 | $75,000 Land $8,000 Building $67,000 | $102,740 Land $10,959 Building $91,781 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 80 Maple Ave in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 13 (1996–2013) |
| Most Recent Claim | Aug 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 80 Maple Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLAND (C) serves 20,095 people · EPA ID NY1101754 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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