Polk County property record for 80 Laurel Ave, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,684 sqft · built 1910 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Jul 2026) |
| Tax Bill | $1,501 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T14-F7 |
| Primary APN | T14-F7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,684 sqft Finished Area |
| Basement Area | 384 sqft |
| Unfinished Basement | 384 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Vinyl |
| Roof Material | Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Account Number | 50186 |
|---|---|
| Street Address | 80 LAUREL AVE |
| City | TRYON |
| State | NC |
| Zip | 28782-2773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M |
| Legal Description | T14, T14 MAP T14 |
| Legal Subdivision | MAP T14 |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 920304 |
Source: Polk County records · APN T14-F7
Assessment roll updated September 30, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 123, TRYON, NC 28782-0123 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 01, 2026 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Feb 22, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HOMETRUST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2026 · Amount on Record |
| Deed Sale | Jul 01, 2026 · Amount on Record |
| Prior Sale | Aug 21, 2001 |
| Deed Book / Page | 500 / 2051 |
| Prior Transfer Date | Feb 10, 2021 |
| Prior Transfer Doc | 00456/1813 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jul 01, 2026 |
| Property Address | 80 LAUREL AVE, TRYON, NC 28782-2773 |
| Document Number | 0500002051 |
| Book / Page | 500 / 2051 |
| Instrument Date | Jun 22, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72,720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0500002054, |
|---|---|
| Date | Jul 01, 2026 |
| Book Page | 500/2054 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Feb 22, 2021 |
| Property Address | 80 LAUREL AVE, TRYON, NC 28782-2773 |
| Document Number | 00456/1813 |
| Book / Page | 456 / 1813 |
| Map Reference | FILE E PG 1632 |
| Instrument Date | Feb 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 80 LAUREL AVE, TRYON, NC 28782-2773 |
| Document Number | 0004561816 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 456/1816 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Tryon Town |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,501.00 (+7.21%) | $324,284 (+32.66%) Land $22,750 Building $301,534 | $324,284 (+32.66%) Land $22,750 Building $301,534 |
| 2023 | $1,400.00 | $244,456 Land $17,500 Building $226,956 | |
| 2021 | $244,456 Land $17,500 Building $226,956 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499203041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1984–2018) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | May 2018 · other causes |
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 195 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Uniti Group DSL · Fiber in parts of the area | 200 / 20 |
May also be available: e-Polk.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | TOWN OF TRYON serves 5,494 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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