125 Laurel Ave, Tryon, NC 28782 Property Records

Polk County property record for 125 Laurel Ave, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,715 sqft · built 1928
Lot Size	0.819 acres (35,719 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Jul 2009)
Tax Bill	$3,038 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T14-C16`

Property Details

APN / Parcel Number

Primary APN	`T14-C16`
Alternative APN	`37983`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Building Area	2,715 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	35,719 sqft (0.819 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	37983
Street Address	125 LAUREL AVE
City	TRYON
State	NC
Zip	28782-2777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T14, 0T61 TRYON AREA 61
Legal Subdivision	TRYON AREA 61
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1009
Census Tract	920304

Owner

Source: Polk County records · APN T14-C16

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	125 LAUREL AVE, TRYON, NC 28782-2777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2009 · Amount on Record
Deed Sale	Jul 09, 2009 · Amount on Record
Deed Document Number	0000374890
Deed Book / Page	374 / 890
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	125 LAUREL AVE, TRYON, NC 28782-2777
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00467/1889
Date	Feb 23, 2022
Book Page	467/1889

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	157 Months
Due	Mar 01, 2035

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,038.00 (+10.23%)	$656,350 (+36.41%) Land $45,100 Building $611,250	$656,350 (+36.41%) Land $45,100 Building $611,250
2023	$2,756.00	$481,156 Land $24,600 Building $456,556
2021			$481,156 Land $24,600 Building $456,556

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 8, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1984–2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2018 · other causes

Wildfire

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Uniti Group DSL · Fiber in parts of the area	200 / 20

May also be available: e-Polk.

Based on FCC filings for 195 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF TRYON serves 5,494 people
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.