80 Kendall St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 80 Kendall St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,488 sqft · built 1954
Lot Size	0.725 acres (31,581 sqft)
Owner	Individual Name on File
Last Sale	$386,000 (Mar 2025)
Tax Bill	$4,784 (2026)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:Q-16 B:0009 L:0012`

Property Details

APN / Parcel Number

Primary APN	`M:Q-16 B:0009 L:0012`
Alternative APN	`GARD M:R17 B:17 L:12`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	3,550 sqft
Basement Area	1,224 sqft
Unfinished Basement	1,224 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,581 sqft (0.725 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	80 KENDALL ST
City	GARDNER
State	MA
Zip	01440-4115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	17
Legal Lot Number	12
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2036
Census Tract	707100

Owner

80 Kendall St is owned and occupied by an individual who bought it in March 2025.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	80 KENDALL ST, GARDNER, MA 01440-4115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2025 · Amount on File
Deed Sale	Mar 25, 2025 · Amount on File
Prior Sale	Jan 21, 2025 · Amount on File
Deed Book / Page	71775 / 157
Record Updated	Oct 29, 2026

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Mar 23, 2018
Property Address	80 KENDALL ST, GARDNER, MA 01440-4115
Document Number	58577-55
Book / Page	058577 / 000055
Instrument Date	Mar 21, 2018
Instrument	27180
Transaction Type	Transfer
Record Updated	Apr 10, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$889.20
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 KENDALL ST GARDNER MA 014404115, GARDNER, MA 01440-4115

Mortgage

Document Number	58577-58
Date	Mar 23, 2018
Book Page	058577/000058
Instrument	27181

Lender

Name	ACADEMY NAT'L BK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	396 Months
Due	Mar 22, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 80 Kendall St was $4,784, up 0.6% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,784.00 (+0.61%)	$347,400 (+4.92%) Land $88,300 Building $259,100	$388,608 (+32%)
2025	$4,755.00 (+0.83%)	$331,100 (+5.24%) Land $80,200 Building $250,900	$294,405
2024	$4,716.00 (+6.75%)	$314,600 (+14.86%) Land $73,000 Building $241,600
2023	$4,418.00	$273,900 Land $71,800 Building $202,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 80 Kendall St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 80 Kendall St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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